Q: Dear sir/madam, I have 3 checks amounting to 13980.00 AED bounced by my real estate but under a single case reference number. There is a cheque bounce case since 2020 before the new law. The discussions with the third party were unsuccessful. My concern is: 1. How much should I pay to remove my travel ban? 2. Will they collect my passport when I am paying? 3. Should I go to the police station in-person or someone can do it for me? 4. Will there be an arrest? The cheque was from my SAIF zone company account and when it bounced, I closed the account. So the check bounce was on the grounds of a closed account.

Q: Hi. I have a case filed against me by the bank last month end for failing to pay 2 EMIs. I have been unemployed since April 2017 and have managed to pay my EMIs from the settlement I received from my previous company and some other EMIs by borrowing money from friends and families. I have not been able to find suitable employment during this time and I have AED 52,000 to pay the bank (the original amount being AED 254,000). The cheque bounced by the bank is for an amount of AED 77,100.00. My overdue EMI is AED 9,800, while my outstanding is AED 52,000. The 4-year loan will finish tenure by July 2019. Before the case was registered by the bank, I had emailed them (also spoke with their rep) to give me a loan deferment, however, they chose not to respond. Please advise on the next possible actions. I still have not received any calls from any legal authorities. Will I have to face jail term or deportation?

Q: I am a British man who lived in Dubai for 13 years and had a successful career in senior director roles. However, in Jan, I was made redundant from my last job and at the same time, my divorce was finalized at the Dubai Courts. My ex-wife was awarded a large sum, back payments from when divorce was filed in 2016, monthly maintenance for our child...etc. As I was unable to pay this in one sum, my ex-wife court ordered all my money and blocked me from leaving Dubai. As I was redundant, I was unable to cancel work visa and get a new job. With no monies and no way to pay my liabilities for the bank loan and credit cards, I was stranded. In July, we settled and my travel ban was lifted before the banks moved in. I now have an opportunity to return to Dubai but I need to negotiate with the financial institutions and other parties to ensure safe passage back. I need legal advice on how to do this, what steps need to be taken and I need payment plans to be set after starting a new role.

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.

The relationship between tenants and landlords is regulated in Dubai by Law No. 33 of 2008 Concerning the Relationship Between Landlords and Tenants in the Emirate of Dubai. The arising rental disputes are referred to Rental Disputes Settlement Centre (“RDSC”) created by Decree No. 26 of 2013 to reconcile between the parties and reach an amicable settlement or seek a final judgment issued and enforced by the RDSC.

What shall I do if I have a bounced cheque? You need to contact your lawyer as soon as possible to issue a travel ban against the person who issued the bounced cheque. It should be noted that time plays a very important role in bounced cheque cases.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.