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How to clear credit cards and loans case and obtain a Police Clearance Certificate (PCC)?

I got redundant and left UAE during Covid time with unpaid loans and credit cards.

Currently required a PCC as I am planning to relocate to some other countries with all the best intentions to pay off my debts.

However, I learned that the bank filed a case against me in Ajman. So I would like to know.

a) Is it possible for me to pay the fine and get a PCC?

b) Is it possible to get my case details in writing so that I can produce them to the visa officer as an explanation for not providing PCC?

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Laila Hamza Al Mulla Advocates and Legal Consultants
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7 Dec 2022, 14:52

You must submit the clearance certificate to get the PCC and the bank debts appear in it but you can address the bank and negotiate the payment of the debt until you can get the certificate.

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Khalifa Bin Huwaidan Advocates & Legal Consultants
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8 Dec 2022, 04:50

Dear,

In order to obtain a PCC, you need to ensure that you do not have any ACTIVE cases within the UAE.

You may access your case file but by doing so, you need to hire a lawyer or have a friend in the UAE and make Power of Attorney so they can go and access the file on your behalf.

The POA will also allow us to check for any other active cases filed against you in the UAE that may hinder the PCC process.

If you pay the 'fine' that the court has ordered, assuming it is the only active case filed against you, and the case then gets closed, you will be able to get the PCC.

Should you require our assistance, kindly email us and we will be able to assist you in this matter.

Kind regards,

KHA Advocates

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