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Will you be obliged to pay the credit card debts if they are forfeited in credit report?

Hello experts,

My credit report on my credit card in 2013 says "written off" on my default status, but the bank and collection agency keep chasing me for the outstanding.

Am I still obliged to pay them?

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Laila Hamza Al Mulla Advocates and Legal Consultants
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28 Nov 2022, 06:47

Welcome,

We wish you a good day.

The period for dropping the bank debt is 15 years. As long as the period does not exceed the timeline, the debt remains required.

Therefore, you can check whether the debt has been dropped or not. We wish you a happy day.

Greetings

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Mohamed Bakheet Advocates & Legal Consultants
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28 Nov 2022, 12:37

As long as there is a lawsuit, the obligation exists, unless there is a forfeiture of the statute of limitations for the case.

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