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هل يتوجب عليك سداد ديون بطاقات الائتمان إذا تم شطبها في تقرير الائتمان؟

مرحبًا بالخبراء،

تقرير الائتمان الخاص ببطاقتي الائتمانية في عام 2013 يقول "تم شطبها" في حالة التخلف عن السداد، لكن البنك ووكالة التحصيل يلاحقونني بسبب المبلغ المستحق.

هل ما زلت ملزمًا بالسداد؟

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Laila Hamza Al Mulla Advocates and Legal Consultants
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28 Nov 2022, 06:47

Welcome,

We wish you a good day.

The period for dropping the bank debt is 15 years. As long as the period does not exceed the timeline, the debt remains required.

Therefore, you can check whether the debt has been dropped or not. We wish you a happy day.

Greetings

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Mohamed Bakheet Advocates & Legal Consultants
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28 Nov 2022, 12:37

As long as there is a lawsuit, the obligation exists, unless there is a forfeiture of the statute of limitations for the case.

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