Q: Hello Sirs, I badly need help. I was terminated from work due to a bad market situation to cut the cost. They let me use the company visa until I get a permanent job but the market situation is really bad. They informed me that the management has decided to cancel all pending visas of terminated people including mine. When my passport and documents were submitted to JAFZA, the cancellation was rejected due to a police case due to non-payment of a bank loan. I am so afraid they will catch me and put me directly in jail... If so, how can I start again and look for a new job to repay my loans? Please, I beg you help me... I'd been in a very painful stage of life losing everything... please help me... Thank you so much in advance.

Q: I was working for Etihad Airways as cabin crew. I got fired last March so I couldn't pay my loan to the bank. I tried to find a job but I was not lucky. However, when I came back home, a hotel in Dubai sent me an offer letter. But the bank sent me a notice about legal action. If I don't pay the last 4 months I will be facing a big problem with the court. What should I do? Please advise.

Q: Dear Madam, I got terminated from my company & I have a bank loan around AED 75000. What do I have to do the next step? Please advise me (ASAP) Best regards

Q: Dear sir/madam, I have loans from 2 banks; one is 40000 AED and the other is 12000 AED. There are also 2 cards; one is 2500 AED and the other is 22500 AED. I am planning to come back to Dubai to search for a job. Is there any way to get a job visa? And how can I settle this?

Q: Hi, I used to work in the UAE for almost 9 years. Unfortunately, I got pregnant and flew back to my home country to give birth in 2019. Now I'm planning to visit the UAE again and hopefully, I can find a new job as well. Now my worries are, before leaving the UAE, I had a car loan from a Dubai bank in which my boyfriend is paying the monthly bill and using the car. Unfortunately, the pandemic happened, and wasn't able to pay for 8 months more I think. In February 2021, the police took the car and according to my boyfriend, they let someone use the car and just continue to pay. I'm still receiving the monthly bills in my email. What would be the effect if I applied for a tourist visa? I have an unpaid bill as well in Du (AED 1,800) and Etisalat (1,700) that I didn't use. Thanks!

Q: Dear sir/madam, After 7 years, I'm planning to travel to Dubai but I have a pending unpaid loan and I'm traveling on a visit visa. After finding a job, I will repay it. Will I have any issues at the airport in Dubai? If yes, what could be?

Q: Dear Sir/Madam, If we get an approved family tourist visa, can we still face any issues when entering Dubai? We have some unpaid bank debt from 2012.

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.