Q: I have a few credit cards and one bank loan on me, and it's some time 4 years ago. How can I know what are the cases against me and what is their judgment? A: The court can issue a judgment in your absence (provided that your opponent has fulfilled all the required summoning procedures…

Good Day, Credit cards and loans can be a serious case in the UAE. Judgement can be made even in your absence. We can assist you, please contact sipho.ngwenya@tlg.ae to schedule an appointment and we can assist you.

Security check due to credit cards and bank loan

Questions & Answers

Questions & Answers

5 available 5 • View all

Checking a possible case regarding credit card

Q: Hello! I would like to know if I have a case against me for my credit card.

Oct 11, 2017

910

Checking a possible case after leaving the UAE with credit card dues

Q: Dear Sir, My name is James Joseph and I wish to check if any case is registered against me in the UAE for not paying the credit card amount of AED 5000/-. Please, if possible let me know the procedures for how to check the same. Currently, I am residing outside the UAE and had worked in the UAE for the period from July 2005 - April 2008.

Sep 19, 2017

3909

Checking travel status in case of credit card dues

Q: Hi Madam. I would like to check my travel status since I am having credit card issues. Please let me know how to check this and the fee for the same. Regards, Vinod

May 14, 2018

1223

Clearing issues with credit cards before entering the UAE

Q: Asalam Alaikum In Feb 2017 I came from the UAE to my home country because my company closed and did not find a new job. I have credit cards with different banks worth AED 80,000 plus which I didn't pay after I finished my job. Now, I don't have a job and I want to come to the UAE again because there are no jobs in my country also. Before that, I worked in the UAE for over 6 years so I want to know if I can travel or will be facing a travel ban. If there's no travel ban and I come to the UAE, what will happen to me, will they stop me at the airport or what?

Sep 1, 2018

263

Inspection of civil and criminal records for defaulting on credit card

Q: Hi. Regarding the delayed payments of a credit card, as per the collection agency, a police case was filed last Dec 2017. Kindly advise me on which service I should better take. I need to travel also but I want to know if it's in the court already. I got confused with these services. Do I take the check for travel ban and warrant of arrest or check for court case filed against me?

Oct 6, 2018

734

Laws & Regulations

2 available 2 • View all

Federal Law No. (3) of 1987 Promulgating the Penal Code

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

Dec 8, 1987

47922

Federal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code

The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.

Feb 24, 1992

75346

Sherif M. ElKhatib

Other answers by

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How to act against a civil case for a bank loan

Sir, What will be the procedure when the bank initiates a civil case on a personal loan?

Jan 31, 2019

4187

Liability of daughter against the debts of her father

To whom this may concern, I returned back to Australia after 10 years in Abu Dhabi in 2015. As I turn 18 this year in November, I plan on visiting friends who are in the UAE for about a month. I would like to travel with them around the country freely without any prosecution from local officials. My father had to leave the UAE in 2016 for health reasons and has unpaid debts in the UAE, Abu Dhabi specifically. I would like to know and have it in writing if I would be able to travel freely to the UAE at the end of the year and that I am not liable for my parents' debts/problems as I have no legal responsibilities for their actions. Kind regards.

Jan 31, 2019

1407

Bounced cheque case for a loan after paying the fine

Hi I have got a call from Dubai Police last week regarding my cheque bounce which I issued to the bank due to default on loan payment on time. I paid a visit & they referred me to the prosecution & I got fine which I already paid and got clearance. I want to know if the bank can still file a case against me & I still need to contact the bank for settlement or case clearance. I am getting too many calls even after that, and the debt collector is actually harassing with the worst behaviour & back to back calls which actually ruined my personal life and put me in depression with high bp. Thank you

Dec 31, 2018

2482

Repercussions of defaulting on a bank loan and credit card

Dear Sir, I am an Indian national, and I defaulted on a personal loan & credit card payments. I lost my Job and I didn't pay my EMI and credit card payments. I am seeking help from you, could you help me with this? I am not a willful defaulter. Now, I am In my home country.

Dec 8, 2018

1272

The right action for delaying the delivery of a purchased property

I have invested in a villa and it's been 19 months that my villa is still not ready and I haven't got the possession or either copy of the contract which I have signed with them. How can you help in this regard?

Nov 26, 2018

583

Saif Al Shamsi