Questions & Answers
Questions & Answers
8 available 8 • View allTermination of employment - bank accounts
22
Q: My final settlement was sent to my Bank. They have put it on hold because I have a personal loan and a car loan until I provide a salary transfer letter from my new employer and a stamped visa page on my passport.
I needed a cash advance so I suggested that I will pay off the balance of my personal loan that they can release the settlement in my account. They refused saying that they can't because of the car loan.
I argued that the car loan is against a guarantee cheque and not against the salary transfer letter from my previous employer. They still refused to release the money.
What are my legal rights? Is there any procedures I can take to get my settlement now as the visa process is taking long and I don't know when I will get it... Please help...
Sincerely, Nawar

May 1, 2016
39218
What to do if you have a police case due to an unpaid bank loan
2
Q: Hello Sirs,
I badly need help. I was terminated from work due to a bad market situation to cut the cost. They let me use the company visa until I get a permanent job but the market situation is really bad. They informed me that the management has decided to cancel all pending visas of terminated people including mine.
When my passport and documents were submitted to JAFZA, the cancellation was rejected due to a police case due to non-payment of a bank loan. I am so afraid they will catch me and put me directly in jail...
If so, how can I start again and look for a new job to repay my loans? Please, I beg you help me... I'd been in a very painful stage of life losing everything... please help me...
Thank you so much in advance.

Jul 17, 2017
2686
Bank loan issue
5
Q: I was working for Etihad Airways as cabin crew. I got fired last March so I couldn't pay my loan to the bank. I tried to find a job but I was not lucky.
However, when I came back home, a hotel in Dubai sent me an offer letter. But the bank sent me a notice about legal action. If I don't pay the last 4 months I will be facing a big problem with the court.
What should I do? Please advise.

Jul 13, 2017
5962
The possibility to renew the visa while a police case is filed
2
Q: Hello, Sir
Good afternoon!
I had filed a police case against a person who borrowed cash from me. I just want to ask whether he can renew his visa if there is a police case. The second thing, the cheque he gave me is under his company's name.

Nov 29, 2019
1749
Can you renew your visa before paying fines if you have a bounced cheque case?
3
Q: Hi,
If there's a bounced cheque with a 70.000 amount, should I go first to pay the fine in the police station after can I ask clearance certificate from the bank?
And will I be able to renew my visa or first I have to pay a fine in police station and after start renewing my visa?

Mar 5, 2021
1240
How to defend myself if someone bounced my cheque more than the debt amount?
1
Q: How to defend myself if someone bounced my cheque for more than the amount I borrowed and I have paid also triple the amount?
Because he is charging an interest of 20% monthly, I'm not able to finish it and every day he is harassing me that he will deposit my blank cheque for more than AED 200,000.
What is the recourse I can pay in a civil case?

May 31, 2022
245
Can I cancel my visa and get a new visa if I have an active civil case against me?
1
Q: Hello,
Ramadan Kareem!
Please advise if it's possible to cancel the visa and get a new visa in Dubai with another employer while having a civil case for cheque execution.
The case status is reserved. Kindly explain as I am really stuck with family.
Thanks

Mar 23, 2023
240
Blacklisted in Dubai: How to lift the travel ban to get an employment visa?



2
Q: Dear Sir/Madam,
I am currently in Dubai on a visit visa and have been searching for a job for the past eight months.
Recently, I found out that a bank has filed a civil case against me due to a bounced check, which has resulted in a travel ban and blacklisting.
Because of the blacklisting, I am unable to obtain an employment visa, and this is not helping both myself and the bank in terms of repaying the outstanding amount.
Is there any way to remove the blacklisting so that I can obtain an employment visa and start repaying the outstanding amount in installments?
Thanks!




Mar 29, 2023
252
Legal blog
4 available 4 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18901
How to File an Employment Court Case in the UAE 36
An interview-format article covering the topic of filing an employment court case in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
May 10, 2021
11263
جريمة الشيك بدون رصيد ما بين الوضع الحالي والوضع المستجد 19
يلعب الشيك دوراً مهماً في الحياة اليومية سواء في ميدان المعاملات التجارية أو في ميدان المعلامات المدنية باعتباره أداة وفاء والتزام تحل محل النقود في التعامل بين الافراد. ونظراً لهذه الأهمية فقد أصبح أكثر الأوراق التجارية انتشاراً وتداولاً بين الناس، على الرغم من حداثته نوعاً ما. فالشيك لم يبق كما كان في بداية عهده أداة لسحب الودائع المصرفية لحساب الساحب ذاته، بل أصبح أداة وفاء تحل محل النقود سواء على النطاق الداخلي بالنسبة للمعاملات التي يقوم بها الأفراد داخل الدولة فحسب وزادت أهميته.
Jun 3, 2021
11287
An Overview of the New UAE Labor Law and Recent Amendments of 2024 233
The UAE has adopted a major reform in its legislative system that brought about 40 new laws and amendments to the company law, criminal law, personal status, among others. The amendments aim to develop the legislative structure in various sectors, the labor law being one of these, was the most recent. We try in this article to shed light on the changes introduced with the new labor law and their significance on both, the employer and employee.
Sep 10, 2024
90680
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47917
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3535

Other answers by
80 80 answers •
View allDeducting visa costs when resigning after more than a year of work 0
Hello sir,
I have been working for 1 year and 6 months in a restaurant without a vacation. Due to my health, I had resigned, and when receiving my payment, they had deducted 4200 for the visa.
Please I want to know if it is allowed to pay for the visa.
Thank you!
Mar 15, 2021
1055
Is it legal to invest in a crowdfunding outside the UAE? 0
Regarding investment in a UK-based crowdfunding platform from the UAE
I am a UAE (Dubai) resident. Is it legal to invest in a startup that is based in Cayman Island and London through UK based crowdfunding platform (crowdcube.com) from the UAE?
Looking for precious advice.
Thank you!
Mar 9, 2021
627
Filing a case for wrongfully encashing a guarantee cheque 0
3 years back I had given a post-dated cheque as a guarantee to a person whom I had to pay the money.
In 3 years time before the due date of the post-dated cheque, I had paid him partially by cash and cheque for which I have his signed vouchers and the PDC cheque details.
He was supposed to return back my PDC on the due date and collect the balance amount that was around AED 4000. The cheque value was AED 115,000.
On the due date, he demanded more money from me and when I refused, he bounced the cheque and filed a cheque bounce case.
He said I gave him a cheque of a closed bank account when he asked the money back and claimed the full amount. I was arrested and had to pay the fine for the cheque bounce case.
With the agreement I have with me and the payment voucher proof, can I sue him back for the false accusation?
And can I claim compensation for spoiling my name and image?
Dec 13, 2019
1650
Suing an employer for unpaid loan taken on the name of employee 0
Salam,
I was working in Dubai and I needed a 50k loan from the company. My boss told me to do him a favour and take a 700000 loan from the bank then take 50k.
I said how. He planned everything and deposited 30k salary on my account and verify from HR and accounts.
The bank agent gave me the loan he paid instalments almost for one year and then he terminated me and said don't worry we will pay your loan.
After I came back to Pakistan, they are paying but after 3-4 months like that, the recovery company calls me in Pakistan daily. what can I do?
If I come to Dubai and make a case on my boss, will the bank help me or I have to hire lawyer?
Feb 22, 2019
1177
The consequences of resignation in a limited labour contract 0
Dear Sir,
I hope you are doing well.
My neighbour brother went earlier to Dubai for packing work in a hotel for 2 months. Due to the condition of work & not getting a proper salary, he decided to resign from his job.
When he intimated the same to the employer they said he should pay AED 4500 before leaving & his own ticket. He is from a very poor background that's why he came for AED 900 salary.
But he gets actually 750 only without food. Need your kind support to help him to come back to India.
Feb 19, 2019
3348
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