Q: Dear Sir/Ma'am, Please tell me what I should do next after being imprisoned for a month and paying the fine for a bounced cheque (unpaid salary loan as I lost my job). They did not give me a receipt and/or any sort of clearance after paying, They just let me out of the jail. I am still in the UAE and will join a new company. Will I be able to get a visa? Hoping for your fast response. I really appreciate it. Thank you. Luba

Q: Hi, I have taken a loan from the bank worth AED 450000. I lost my job in 2016 and was unable to pay the instalments, then left Dubai. Bank people never contacted me and I left as I was unable to pay the monthly instalments. Now I am in India. I have got another job in Dubai and I am very keen on joining it. I contacted the bank through email asking their help to sort this, they asked me to call the call centre. When I called the call centre no one was able to help me, they just said "we will get back to you", but no reply yet. For 1 month, they are not able to help me. Now, I have to join my new job in Dubai asap, and unable to understand what to do. I am ready to pay half amount now and remaining half in instalments on monthly basis. But I don't know whom to contact and how to get this sorted. PS: I don't have any friend in Dubai who is ready to help me and go and negotiate with the bank on my behalf. I am just trying to call and sort on my own. Please help and guide me.

Q: Please, can I have recommendations for a good debt management company in the UAE for a foreigner who has left the UAE, and wants to consolidate, negotiate and agree on a payment plan to pay her debt back and to clear her name?

Q: Hi, Good Day! I issued a personal cheque valued at 55k AED to a vendor five months ago. During this time, I paid half of the amount, but currently, I have no job or any source of income to cover the remaining balance. Despite this, the vendor insisted on depositing the cheque, which they did. Now, they claim it was rejected due to an unauthorized signature, although I believe everything was done correctly. What can I do to resolve this if they decide to take legal action against me? I currently don't have the funds to pay, and I've informed them that I need more time to settle the matter. Kindly advise!

Q: Dear Sir/Madam, I want the Honourable Execution Court to put a block on a debtor's file at the RTA, so that the person cannot do any RTA transactions and cannot renew their driving license. I request someone to tell me the procedure to make this petition and the Arabic name of the petition. Thank you!

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.