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لقد أخذت قرضًا باسمي من أجل صديق وتوقف عن السداد. ماذا يمكنني أن أفعل؟

عزيزي المستشار،

كان أحد أصدقائي يعمل في القطاع المصرفي. في أحد الأيام، طلب مني الحصول على قرض بقيمة 100000 درهم إماراتي، كما استخدم جميع بطاقات الائتمان الخاصة بي.

ووعد بالدفع لجميع كل شهر. أخذت قرضًا له. وبعد شهرين أو ثلاثة أشهر، توقف عن دفع المستحقات، وطلبت منه عدة مرات الدفع لكنه لم يدفع.

وأخيراً، دفعت كل الأموال، أكثر من 200 ألف درهم إماراتي. وفي أحد الأيام وافق على دفع 4000 درهم إماراتي كل شهر وتسوية أموالي وتوقف عن دفع ذلك أيضًا بعد عام واحد.

والآن لا يرد وغير رقم هاتفه ولا أعرف أين هو الآن.

هل يمكن لأحد أن ينصحني حول كيفية استرداد أموالي؟

لقد أعطاني شيكًا. عندما تحدثت معه آخر مرة قال أنه فقد وظيفته أيضًا.

يوجد الآن رصيد يبلغ حوالي 147,000 درهم إماراتي.

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Mohamed Bakheet Advocates & Legal Consultants
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20 Sep 2022, 11:42

Is there proof between you and that person via private WhatsApp conversation?

20 Sep 2022, 11:43

We have but I don't know whether that is enough proof.

20 Sep 2022, 11:44

Contact us by phone.

20 Sep 2022, 11:47

I have text messagees whenever I am receiving money from him. At the same time, I send a message that I received money and the balance amount is this much.

20 Sep 2022, 11:50

This is proof that that person owes you an amount.

20 Sep 2022, 11:53

Could you advise what are the possibilities to get my money back?

Midas Legal Consultants
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20 Sep 2022, 11:43

Dear querist,

Please tell us if you have already bounced the cheque and what is the value or if it is an undated cheque.

For more information, kindly contact us by phone.

Thank you

20 Sep 2022, 11:46

I didn't submit it to the bank since I know he doesn't have money in his account.

The value is AED 200,000.

20 Sep 2022, 12:01

Thank you for your response. We can certainly help you legally.

Please provide us with your contact number.

Rashid Saif Advocates & Legal Consultancy
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20 Sep 2022, 12:12

You can immediately file for an execution case & travel ban as you have a cheque. Act before it's too late.

Kindly call or email us.

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Ali Khalaf Alhosani Advocates & Legal Consultants
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20 Sep 2022, 16:18

As long as you have a cheque with the mentioned amount, then you should start the case procedure against him.

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Nasser Yousuf AlKhamis Advocates & Legal Consultants
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21 Sep 2022, 05:16

Hi,

Thank you for connecting with us. We can help you file a civil case against him to recover your dues.

Please arrange to provide us following information:

1. Name;

2. Contact No.; and

3. Email ID.

Alternatively, you can contact us on the phone or by email.

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Laila Hamza Al Mulla Advocates and Legal Consultants
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21 Sep 2022, 07:35

You can file a case to get your money if you have the evidence, and you can use the cheque to file a case.

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