Q: The bank has already filed a criminal case against my security check that they asked me to sign prior to taking the personal loan (after defaulting two EMI's payments, because I resigned from my job and currently still unemployed). My outstanding loan is AED 58,303. I have already paid them around AED 65K, and the amount they wrote on the check is AED 124K. Now I am confused about where should I go first; to the police station or to the bank to make a settlement? Please advice. Thank you!

Q: I defaulted on a personal loan due to loss of job in 2016. Then via my friend and transfer of POA filed case for settlement. I paid money to a friend for settlement. Wanted to understand if I settle my case through court does the bank give a clearance letter? My friend has submitted me an immigration clearance letter and also PCC. Should I consider my self clear from all legal liabilities on the basis of immigration clearance and PCC? Can the bank re-apply for the case against me in future? How can I close my bank account? Are the immigration ban and travel ban the same? What should I do to re-assure that everything is legally right?

Q: Hi Miss Gatina, I was hoping you could answer a quick question for me. If I have an open legal case raised against me by a bank for unpaid liability, then the liability is paid off, are they obliged to close that legal case and/or issue a NOC? The reason I ask is that my bank won't close it as I have another outstanding liability and in negotiations to settle, they can only open a civil case for that one, not a legal one. So my question is, are they allowed legally to keep a case open for a liability that's been paid off? Can they be forced to close it? Thanks  Debs

Q: Hello, I lost a case and must pay 42,000 AED. I don't have the money and am unemployed. I tried my best and was able to pay 11,000 AED. The judge is denying all my installment requests. I tried for 9 months, then 8 months, and now 7 months. He denied all of them. I'm really frustrated and don't know what to do. I don't have another way to pay. What should I do? Thank you in advance!

Q: Hi, The bank filed a case without notifying me, and the court has already decided. What can I do? I was hired by a new company, and I don't know if they can obtain a visa for me with this issue.

Q: Dear Lawyers, In case of cheque execution due to insufficient funds, how much of the salary does the court demand as a monthly installment? Is it the full salary, or can the person afford to pay excluding their monthly rent and bills?

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.

There is an execution against me in the UAE; what should I do? How do I cancel the arrest warrant and summons, and how do I deal with the travel ban? Dear readers, we present this simplified article, in which we explain the implementation procedures briefly, how the defendant can deal with them, and the options he can take to enforce the judgment smoothly while decreasing the damages of implementation as much as possible.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.