Questions & Answers
Questions & Answers
4 available 4 • View allCan the bank file a civil case and put a travel ban if I defaulted on payments?

1
Q: I had defaulted on cheques with some banks in the UAE, and now they are saying that they will go for a civil case.
If they go for a civil case, what are the consequences?
Is there any travel ban or any issues in renewing the visa?


Jul 27, 2022
722
Procedures of forcing the payment of the full credit card dues after paying the fine

0
Q: Dear Sir,
I have a credit card cheque bounce case of AED 18,000.
I've already paid the fine of AED 2020 at the police station but the bank is still calling me for the payment of AED 18,000.
They told me they're filing a civil case against me.
Please tell me about the further procedure if they file a civil case, and if there is any travel ban or any other fine on me.


Jun 8, 2022
266
Does a civil case filed by a bank lead to a travel ban?
1
Q: Hello everyone,
I have left Dubai in 2020 during the Covid crisis. I have some credit card liability of around 50K AED. The banks have emailed me regarding a civil case.
I need to know if there is a civil case against me, can it cause a travel ban or not?

Feb 13, 2022
572
Can the bank file a civil case for a credit card against me?
0
Q: Sir
Without giving a guarantee cheque and loan agreement, the bank has given me a credit card.
I paid for almost 4 years properly, and now my situation to pay is difficult.
In this case, can the bank file a civil case against me?
Please advise.

Jul 18, 2022
1439
Legal blog
3 available 3 • View allBounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
222668
Failing to Honour Bounced Cheques in Loans and Other Transactions 8
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7117
What is a Travel Ban & How Does it Work in the UAE? 13
An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Mar 9, 2020
6643
Laws & Regulations
2 available 2 • View allFederal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3556
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148526

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I have a tenant who defaulted on rent payment. His cheque bounced due to account closure. He promised cash payment but hasn't delivered.
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Can I travel to Qatar if a collection agency told me I have a travel ban for an unpaid loan? 1
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I received an email from a company in the UAE - which is a collection agency - informing me that I had a travel ban and arrest warrant issued in the UAE for an unpaid loan a week ago.
I currently live in the US. I have sent them many emails asking them how can I pay or make installments to settle this amount of 332,430 dirhams. I am currently working with them and trying to resolve the issue.
My question is I would like to know if I travel for 5 days to Doha, Qatar in May, will I be detained or I will be ok?
I don’t believe so I just want to be sure because I will be with my family.
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Is it legal for debt collectors to contact the employee's workplace for defaulting on debt? 1
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What legal recourse should my company pursue after engaging 1
My company engaged a Dubai-based entity, registered in India, on a three-month contract for project upgrade, maintenance, and delivery.
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Can you go to Dubai Courts and check a civil case with an arrest warrant for unpaid loan? 1
Hi,
My husband lost his job 6 years back and he has not been able to find a job.
He got a loan from a bank and they filed a civil case. We also came to know he has a standing warrant of arrest.
I want to know what I can do for him.
Should my husband go to Dubai Courts and check what he can do to settle the case or they will arrest him immediately?
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