Q: Hello, I had recently signed a sale contract of my property through a broker in Dubai. The broker was supposed to have the deposit 10% cheques. When I had asked for a copy of the deposit cheques, I realized it was from a third party. Doing a background check of the third party company, I discovered that the third-party company had an expired trade license (they provided valid dates on trade license, meaning government trade license document was forged) and now the sales agreement dates are coming to an end; I don't have managers cheques nor valid deposit cheques. The only documents I have are deposit cheques from a third party, letter of assurance from the third party company (with forged copy-pasted signature and no stamp, forged trade license of the third-party company). What can I do?

Q: Employee Dispute and Forgery One of our employees in the UAE took out loans from the company and then resigned. He forged the documents to cancel his visa with Shams as well. We want to file a labor department complaint against him.

Q: Dear Sir, I had taken a personal loan from a bank of AED 173,000 in 2016 and was paying on time until I lost my job in 2018. The total I paid back is AED 173,875.64, and balance to pay is AED 42,986.90 Currently, I don't have a job and after three months of pending instalment since July 2019, the bank collection agent started calling and saying they will bounce the security cheque. On 8th Oct they had deposited the cheque and bounced and later I saw in internet banking that the cheque number deposited was different from the one which I had signed during the application process. As I have the copy of cheque with me, I talked to the agent after that and they insisted that it was the cheque that I signed and they aren't giving me more clarification on that. Kindly advise, what if they go for a case of the deposited cheque with a different serial number?

Q: Dear Sir/Madam, Is there a path to initiate some sort of investigation by relevant authorities on a company that may have committed fraud by falsifying positive P&l reports in order to obtain loans from a bank? Loans have been used to finance construction projects. The company has in fact been making losses for over six years & directors/owners have used operational cash to finance down payments & repayments, instead of using their own capital. In the process, they owe millions to suppliers and also 100s of thousands to staff/workers as they have been constantly delaying payment of salaries going back 3 years & not paid full salaries to everyone for 9 months. They have been showing/submitting financial reports showing losses as proof/reason for their inability to pay. Is there a way to combat this kind of deception/fraud?

Q: Hello everyone, I bought an off-plan unit from a developer around Feb. 2018. They promised to deliver by March 2019, but they kept on postponing. Along the way, they asked me to sign the SPA. I said I won't and requested them to refund me my payments. At one point they agreed and later they said no. I have all these correspondences on email. Finally, the developer forged my signature and signed the SPA by themselves and registered it with DLD, and processed the cancellation. When I visited DLD, I have been shown an SPA signed under my name on May 13, 2021. The signature was done fraudulently because I did not sign it. I made a payment of more than AED 130K. I would appreciate your guidance.

Q: Back in 2017, I opened a bank account. Somehow the person I previously worked with got his hands on one of my cheques and used it to pay for rent where he lived. I had no idea. I went back to my country around 2019. I never signed the cheque he forged my signature and I had no name in the Ejari or tenancy contract. Still, the Dubai Land Department accepted the case. I came back to the UAE on a visit visa just a month ago in 2022 October. They stopped me at the airport and said I have an RDC case registered. The case was closed 2 times since then but every year they activate it and the total amount I have to pay is 23,300. Can you please advise me on what I should do? I also put in an e-request on the RDC site to close the case permanently but the judge refused it. Please advise me on what I should do and if this means I have a travel ban.

Q: Dear Sir/Madam, The bank processed a credit card under my ID without verifying my salary certificate from my employer. Some of their employees forged the certificate, promising me a loan. They listed my salary as 18,500 AED per month, and the bank issued the credit card without confirming with my employer. Can my company sue the bank for not verifying the salary certificate before issuing the credit card in my name? My company never issued or stamped my salary certificate, and I didn't give it to the bank; it is 100% forged.

Q: Hi all professionals, I need your help with a scenario. If a defendant has submitted a forged document in court but the plaintiff has the original copy of the same document and requests the court to conduct a forensic analysis on the defendant's fake document, will there be any extra fees subject to be paid by the plaintiff? Thank you!

Q: Dear Lawyers, What is the difference between filing a criminal case or a financial case for business fraud? Can both be done through a lawyer? Thank you!

There are always conditions where people may fail to provide sufficient documents of a certain business or project they are willing to engage in, so they tend to commit an act of forgery with their documents to meet the requirements. But this act is a crime and it has consequences in law which we will try to cover in this article.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The law promulgates UAE Criminal Procedural Law (Penal Procedures Law) which governs criminal procedures in the UAE. This law applies to the procedures relating to offences whose punishments are not specified, dogma and punitive offences, and blood money, if they do not violate the Sharia rules.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this law On Evidence in Civil and Commercial Transactions (Law of Evidence) govern evidence in civil and commercial disputes in the UAE.

The provisions of this Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law, known as the "New UAE Penal Code", governs criminal actions in the United Arab Emirates. The New Penal Code repeals the previous UAE Penal Code (Federal Law No. (3) of 1987 Promulgating the Penal Code).