Questions & Answers
Questions & Answers
7 available 7 • View allThe penalty and clearance of a bounced rental cheque
1
Q: Good evening Sir,
I have a rental cheque of amount 30k bounced by my landlord due to insufficient funds. I lost my job and had to come back to my country.
Now, I have a new job opening in Dubai. When I checked the immigration system, it showed that I have a case against me for the same amount of AED 30k.
How would I be able to come back to Dubai as they will stop me at the airport?
I’ve got people saying that as per the new law, I will have to pay a fine up to AED 2000 for a bounced cheque of AED 50k. Is this true? How do I deal with this?
Thanks so much in advance. Your legal help is really helpful for all the residents of the UAE.

Nov 16, 2018
996
How to settle a civil case and a judgement for credit card and loan?

4
Q: I currently have a civil case, and a judgment was passed in my absence where the court ruled that I should pay the full amount.
With the new laws passed regarding bounced cheques, I paid the fine for this case but the civil case and judgment were passed already. The amount for both the credit card and loan is a total of AED 324,000.
I would like to find out how I can get the judgment removed and find a way forward in closing the civil case as I have a travel ban and can’t get employment.


Feb 14, 2022
2180
How to know if you have a case or travel ban for an old bank debt and when does it drop?
2
Q: Hi Alona,
I had some loans from banks in 2015 which amounted to 400k from 3 banks. Now with the 2022 rule, I checked and there is no criminal case or travel ban against me which is a relief.
I plan to re-enter Dubai but I fear that the banks put again another case against me for these old debts based on the new commercial/civil law. Is the debt finished?
I don't want to get stuck in Dubai for old loans. Kindly advise on my possible course of action going forward.

Oct 6, 2022
1169
Can you come back to the UAE if you have a bank debt from eleven years?


0
Q: Sir,
My friend used a credit card, purchased with 28,000 dirhams, and went to India without paying for it.
This was in 2011. What are the consequences now if he wants to come back to the UAE?
Kindly advise.



Oct 14, 2022
326
How to settle bank cases for a credit card and loan and come back to the UAE?

0
Q: There are 4 financial cases due to the non-payment of a credit card and a loan.
It has been 7 years since I left the UAE, and now I want to come back.
Kindly advise.


Jul 19, 2023
137
Can I enter the coutry without trouble if the bank got a travel ban for credit card debt?




2
Q: The bank issued a travel ban on me while I was outside the UAE due to the credit card outstanding amount of almost 90k. I don’t know what will happen if I go back to the UAE.
Will I enter the country normally or will I be detained?
They also requested to withdraw my passport.





+7
May 30, 2024
259
Will I be arrested or face a travel ban for an unpaid debt when returning to the UAE?




2
Q: Hi,
I left the UAE during COVID due to redundancy. I had an apartment in Sharjah, where they were unwilling to cancel my tenancy without penalties. Despite many requests, they refused, and I had no option but to leave the country due to very limited flights.
Recently, when I checked the Ministry of Foreign Affairs app, I saw a financial criminal case pending against me, stating I am a most-wanted individual due to failure to pay financial sums.
I sent a friend to check on the apartment, and they found that a case had been filed with around 29,000 AED due. I am now planning to visit the UAE for a job hunt.
Will I be arrested upon arrival and sent to jail, or will they allow me to enter and impose a travel ban until I pay off the amount?
Please advise!





+2
Aug 19, 2024
346
Legal blog
3 available 3 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18905
Bounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
222082
Failing to Honour Bounced Cheques in Loans and Other Transactions 8
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7049
Laws & Regulations
2 available 2 • View allFederal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3535
Federal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47919

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