Q: Can I report to the police for cheque loss through online? If yes, please guide me.

س: استلمت شيك بتاريخ مؤجَّل بعد شهر. فقدت الشيك. كيف يحق لي أن أطالب بحقي؟

Q: Hi, I live in Abu Dhabi. My landlord lost one of the rental cheques. I have a receipt and a Tawtheeq of when I handed them over to him. I told him to go to the police and file a lost report and then I can issue a new cheque to him but he states that this will take too much time. He suggests that he gives me a paper saying that if they find the cheque they will return it to me and to give them a new cheque. Please note that it's a company managing my landlord's properties. Please advise

In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.

This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.