Questions & Answers
Questions & Answers
8 available 8 • View allHow to check and clear cases for unpaid debt and come back to Dubai?

2
Q: Hi
I want to come back to a new job in Dubai, since I lost my job back in 2017 when I moved out, I had few debts.
How can I make sure I can re-enter the country and clear all legal issues without going to prison or held as a criminal & start working again?
Thanks


May 27, 2021
1597
Returning to Dubai where there are unsettled loans

1
Q: I have lost my job in February 2020 during the COVID-19 pandemic with a 38k auto loan and 21k as a credit card.
Now I want to come back to Dubai.
What consequence I have to face?
Do I need to pay a fine to avoid detention or need to pay bail after arrest?


Apr 11, 2021
923
The possibility to pay a small percentage of a bank loan as a settlement from abroad
1
Q: I was working in Abu Dhabi.
I have a personal loan amount of 82000 and 20000 of a pending credit card bill. I lost my job due to the current COVID pandemic. When I came to India for my annual vacation, my employer terminated me and canceled my visa.
I was not able to come back. Even tourist visa possibilities were less.
As everyone in India aware that this job loss and paying back the debt of a UAE bank is very tough. I am ready to pay some small percentage of the amount to the bank as a settlement.
Is it possible?

Oct 5, 2020
1635
Is it possible to settle credit card debts after losing job and leaving the UAE?
1
Q: Hi,
I was laid off in June 2020 during COVID19 and had credit cards in several banks. I had to leave the country but was still paying the banks up until September 2021.
So I was getting calls from the bank, and the last one was maybe in December 2021. A new law came into effect this January, so the cheque bounce was decriminalized but the civil case is still there and a new option of some kind of execution is also there now.
I don't know if I got any cheque bounce, do I get a notification on my email or SMS on my mobile? (My mobile is still active and I am outside of Dubai since then).
Also, want to ask- under the new rule does the execution smth can lead to imprisonment and/or a travel ban? And if yes then for how long?
Will I be able to come to Dubai and find a job if the execution case is there?
Thank you

Feb 7, 2022
531
How to check a possible travel ban for unpaid bank loan before returning to the UAE?
2
Q: My friend has a personal loan with a bank in Dubai and has lost his job. He has paid his EMI without any break until Jan 2022. However, he has exhausted all his savings.
He missed the EMI in Feb and is still looking out for a job in Dubai. Would like to know what options are available.
Will the bank initiate any legal proceeding immediately like a case or travel ban... etc?
Also, would like to know if he is unable to get a job in Dubai, can he still pay the EMI from his home country after securing a job there and restructuring the loan?

Mar 1, 2022
1639
I have an execution case for cheque bounce and got the visa for a job I found. Can I come back?


0
Q: Hello,
I currently have an execution case (status reserved) for a bounced cheque (less than 300K). I found a job in Dubai as I want to pay back my debts.
My future employer applied for an employment visa and I received the approved visa from the authorities today.
Does it mean that I can safely travel?
Or I will be detained at the airport?
I'm confused.
Thank you.



Oct 27, 2023
369
I left the UAE with an unpaid loan and termination from work. Can I return again?




0
Q: Respected Sir,
I have an unpaid loan of AED 40k in the UAE. For two years I have been in Pakistan and the company terminated me.
Can I go again to the UAE?





+2
Jan 10, 2024
382
How to settle an outstanding balance of credit card to avoid legal action?




1
Q: I still have an outstanding amount balance on my credit card in Dubai and the last payment was made 7 years ago.
I was not able to pay in installments as I lost my job and went back to my home country and have not returned to the UAE.
How can I settle the amount to avoid a ban and is the amount still valid or the bank is insured on the outstanding amount?





+1
Sep 3, 2024
316
Legal blog
4 available 4 • View allWhat is Force Majeure & How Does it Apply During COVID-19 in the UAE 0
An interview-format article covering the topic of force majeure in the UAE, in light of COVID-19. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Feb 11, 2021
555
Online POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19271
The Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18965
What is a Travel Ban & How Does it Work in the UAE? 13
An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Mar 9, 2020
6668
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47978
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148582

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Hi, good morning,
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