Questions & Answers
التحقق من رفع البنك قضية ضدي قبل مغادرة الإمارات
لقد فقدت وظيفتي ومنذ ذلك الحين لم أنجح في الحصول على وظيفة في الإمارات. لحسن الحظ، حصلت على وظيفة كعمل من المنزل، حيث بدأت في بداية شهر مايو.
علي قرض مصرفي من أحد البنوك ولم أتمكن من إغلاقه بالكامل قبل مغادرة الإمارات. سيتم استخدام مكافأة نهاية خدمتي كدفعة جزئية للقرض ولكن الرصيد المتبقي سيكون أكثر من 200 ألف.
أهدف إلى التوصل إلى اتفاقية جديدة مع البنك، مع وجود قسط شهري أقل وفترة سداد أطول، وسأسدد من بلدي الأم.
أحتاج إلى نصيحة حول كيفية المضي قدمًا في هذا الأمر حتى أتمكن من مغادرة الإمارات في نهاية شهر أبريل دون إلقاء القبض علي والتوصل إلى اتفاق مع البنك من خارج الإمارات لسداد القرض من بلدي الأم.
الرد من البنك بطيء للغاية.
شكرًا لك.
Hi Sir,
Regarding your inquiry, we can settle your matter with the bank as soon as possible. For that, we need you to assign us a power of attorney so that we can deal with the bank on your behalf.
For more details, please contact us on call.
Kind regards
Eman Al Ali Advocates & Legal Consultants

Dear Questioner,
Your matter depends on whether the bank has started legal procedures or not yet. We advise that you provide the bank with enough securities or negotiate a settlement.
If you wish for us to provide our legal matters, please contact us on the phone.

Dear Questioner,
I'm a UAE based lawyer working here since 2008 and advised and assisted several clients on matters relating to their banking loans, labour disputes... etc.
The bank normally gets the guarantee cheques and sign the agreements to protect their legal interests before issuing the loans... etc.
I'm not sure at what level of your settlement with the bank you are standing now or if you have paid any instalments and what is the current balance... etc.
Of course, we may use your current unemployment as a ground as per the applicable labour and COVID-19 backed laws, but you are advised to collaborate with them and try to find the legal settlement.
You may check online if any criminal case is filed against you as of today and can also find the solution to resolve it; that also depends on the volume of your loan amount.
Please also note that the bank reserves the right to initiate a civil case against you. You may issue a valid POA to your lawyer before you leave to take care of your legal matters.
Please feel free to contact me in case you need more clarification or assistance.
Shakeel
Sr. legal advisor