Questions & Answers
Questions & Answers
9 available 9 • View allHow to resolve case for credit card default in the UAE?

6
Q: I have a credit card outstanding of 69k (including interest and other charges) and was not able to pay since I lost my job. They filed a case in Dubai.
How to handle this? Can they file the same case in other emirates also?
Please let me your charges also for consulting.


Sep 22, 2019
4035
Unpaid debts and potential cases in the UAE


4
Q: I left Dubai 10 years ago with an unpaid credit card and a personal loan.
I was contacted a few times by a number of different collection agencies but none were willing to put an affordable payment plan in place to repay the debt and I was not in a position to settle the debt in full.
My husband has now gotten a job in Dubai, how can I resolve my case so that I can travel to Dubai with him?



Jun 18, 2019
4098
Defaulting on credit cards and negotiating with banks to settle them

1
Q: I have 3 credit cards:
Bank 1 - 18,000
Bank 2 - 18,000
Bank 3 - 20,000
I am really unable to pay my debt and they are harassing me that they will file a case against me. I was paying all of them continuously since 2018. I just had a hard time and missed my payment since Jan 2020.
I want to settle them but they don't give me a chance; they always say that they will file a case. I am not running. I told them I will pay once I find a job.
What is the best way to fix them as I am planning to leave the country in a year? Until now, I am jobless since Jan 2020 and its hard to find a job now. I am willing to get charged by your service.
Thank you!


Mar 25, 2020
1555
Checking the criminal system in the UAE while being abroad
1
Q: I have left a signed checkbook in my office. I left Dubai in 2001. In 2016 I came to know that my manager misused the cheques and issued cheques in 2003, 2005, and 2006 amounting to around Aed 60000 in my absence.
As I want to go back to Dubai, can you find out the details of my cases in the police and immigration computer and how to clear those cases as it is more than 15 years when the cheques were misused?
Please help!
Thanks and regards,

May 6, 2021
583
What happens if I miss the installments of bank loans?
0
Q: Hi Sir,
I have two personal loans with a bank. Both loans' unpaid balance is less than 50k each Loan.
If the bank put a case on me, what are the consequences?
I have heard if a loan was less than 100k, the punishment will be only fines.
Please suggest

May 23, 2021
612
Checking the pending cases to issue a police clearance certificate


4
Q: Hi,
I currently live in Canada and would like to get a Police Clearance Certificate for immigration purposes (to apply for permanent residence). I tried online twice but I have failed.
I worked in the UAE (Abu Dhabi & Ajman) from 2013 to 2016. Unfortunately, I had to leave the UAE without informing my employer, bank, tenant, etc. due to my wife's emergency medical situation.
I never returned back to the UAE. Later, I got to know that my employer has put me abscond. I would like to get assistance with checking for court cases filed against me.
Thank You!



Sep 5, 2021
2432
Will an absconding claim appear in the police clearance certificate?
7
Q: Hi,
If I have absconded from the UAE and moved to another country and I will need a police clearance, will it show up in my police record if I will obtain it from the UAE?
Thank you!

Oct 14, 2019
1643
Checking if a criminal case is filed against someone in the UAE
2
Q: Good morning,
I want to check if there is any criminal case against me in the UAE.
Can I please know the procedure?
Thank you!

Jan 22, 2022
284
Does the PCC confirm that I can travel to the UAE without any problem?
3
Q: I received my Dubai PCC recently. Does that confirm that I can travel to the UAE without any problem?

Apr 7, 2022
338
Legal blog
1 available 1 • View allOnline POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19190
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47916
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148408

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Other answers by
1294 1294 answers •
View allIs a bounced rent cheque case considered a criminal record for U.S. visa applications? 0
Hello,
My rent cheque was bounced, and my landlord filed a case against me in Sharjah Court. I received a fine of 2,000 AED, which was later reduced to 1,000 AED upon appeal.
Does this case count as a criminal conviction under UAE law, or was it handled as a civil matter?
If I apply for a U.S. visa, will I need to submit court records under the requirement for applicants with past convictions?
Apr 15, 2025
33
How can I renew my Ejari if the landlord hasn’t signed the new contract? 0
Hi,
I have been here for 3 years now and paid the increased amount (as per the agreement) for the 4th year.
However, the landlord did not send me back the signed contract, although I have both made the payment for the full year via bank transfer and sent my signed contract to him.
I need to renew my Ejari; however, how can I do it without the landlord's signature?
I have all the previous contracts signed by both parties, along with the Ejari for those contracts.
Apr 14, 2025
24
How can I file a counter-complaint for a false public cursing accusation? 0
Hello,
How can I file a counter-complaint against a person who made a false report about me for public cursing, which I never did?
He made the complaint about three months after we last met. I now have a case because of it, but I never said any bad words to him.
I was stopped at the airport because of that.
Apr 7, 2025
63
I got a work permit and entry from a Dubai employer for work. What documents do I need to carry? 0
I got a work permit and entry from a Dubai employer for work.
During the travel to Dubai, do I need to show any accommodation proof, return ticket, or anything?
What documents do I need to carry?
Apr 14, 2025
27
I would like to know how to clear my police record due to a legal case that was closed a year ago 0
I would like to know how to clear my police record due to a legal case that was closed 1 year ago.
I need to clear it in order to be able to get a job position.
Apr 14, 2025
23

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250 250 answers •
View allCan my work visa be canceled if I have ongoing loan and credit card payments? 0
Hello,
I am switching jobs soon.
Can my current work visa be canceled if I still have a personal loan and credit cards that I am making payments on?
Feb 24, 2025
188
The public prosecution appealed a judgment to increase the fine I already paid. What do I do now? 0
Good afternoon,
Thank you for your time.
The public prosecution appealed my judgment (a fine that I satisfactorily cleared) and requested increasing the fine.
Can you please explain what happens during a criminal case appeal hearing for me as a defendant?
Will I be asked questions?
Is the hearing just for the Public Prosecution to present their appeal to the judge, and I do not need to give a response?
Thank you again for your time.
Feb 7, 2025
139
My husband has been arrested in a drug case in Ajman for two months. How to get him out? 0
My relative is staying with his friend. His friend was arrested for drug trading (MDMA). My husband also got arrested, but he is not involved in trading. He is a first-time offender in drug use.
He got arrested two months ago and he is in Ajman, Jurf jail. He is asking us to give money to a lawyer to make the court order and release fast.
Is it possible?
How long will it take for his release and court order?
What will be the court order?
Feb 6, 2025
143
I purchased an apartment, but the previous landlord refuses to vacate. What to do? 0
Hello,
I bought an apartment, but the previous landlord is refusing to vacate it. The contract clearly states that the landlord should hand over the apartment on the day of the transfer.
Out of courtesy, I gave him three days to vacate so he could find a new place to stay, but the time has passed, and he is still refusing to vacate and hand it over.
What should I do in this case?
Feb 4, 2025
71
Can we give a salary certificate to a new hired employee before he starts to open a bank account? 0
Dear lawyers,
The new employee will start on June 1, 2025. However, he would like to open a new bank account in the UAE thus asking to provide the salary certificate mentioning his salary in AED and if possible not mentioning the start date.
Legally, can the company provide such a certificate?
Feb 4, 2025
117

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Other answers by
186 186 answers •
View allI secured a mortgage from the bank and the broker kept delaying until the MOU expired. What to do? 0
Hi,
I need some guidance regarding a property transaction that is not progressing as expected.
My broker initiated a manual Memorandum of Understanding (MOU) between me (the Buyer) and the Seller, with an expiry date of 01/02/2025. Within this period, I successfully arranged the bank mortgage, property evaluation, and NOC.
However, the broker started giving excuses, such as the seller being hospitalized. Later, the broker attempted to arrange a Power of Attorney (POA).
However, after that, they started ignoring my messages and calls. It now seems like they no longer intend to proceed with me, and the MOU has already expired.
Meanwhile, my bank EMI has already started, and I have paid two monthly installments. The broker is still unresponsive. I have raised multiple complaints through DLD RVS against the broker, but the response has been very slow and unsatisfactory.
I’m feeling stuck and financially burdened.
Please advise
Apr 9, 2025
104
What can I do with the contractor I paid to build my house and disappeared before completion? 0
Hey,
I'm building my house in Dubai, and it was going well.
I gave the contractor 420k as a first payment, and we both agreed that the rest would be in installments. Just two months ago, the contractor went off the grid, and I can't find him.
All I have is a security cheque that bounced back when I went to the bank, as the signature doesn't match what's in the file.
However, I learnt that he does have money, but not the amount that's in the cheque.
What should I do now to get my money back?
I need advice.
Apr 8, 2025
107
Transferred within the same UAE group. What happens to my benefits and allowances? 0
Hello,
I was an employee of a major group in the UAE. Now, they have transferred me to another entity within the same group in the UAE.
What happens to the benefits and allowances agreed upon by the first entity?
Please provide the legal details related to this matter, along with the relevant statutory provisions.
Mar 7, 2025
80
How to recover unpaid fees from a client who refuses to pay for online consulting services? 0
Hello,
A client of mine used our consulting services online and is refusing to pay. Despite multiple reminders, she still has not made the payment. What legal action can I take against her?
Mar 7, 2025
86
Juvenile case withdrawn, but the prosecution refuses to drop it. What happens next? 0
Hello,
A juvenile case has been withdrawn by a third party, but the prosecution doesn’t want to end it.
The child is out on bail. Now the case has moved to court.
What steps should be taken next, or how will they handle it?
Feb 26, 2025
60
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