Questions & Answers
Questions & Answers
9 available 9 • View allDropping a bounced cheque case after settlement with the bank
2
Q: I had a bounced cheque case with a bank, for which I was sentenced to 2 years in absentia.
However, I made a one-time full payment and final settlement with the bank and paid them the amount.
Will the sentence get removed? How do I get it removed?

Mar 13, 2018
2142
Checking for a travel ban after clearing a credit card debt
0
Q: Salaam,
I have an issue with Abu Dhabi Islamic Bank regarding a credit card. I have paid everything last week.
How can I make sure that they have no legal action against me in the UAE?
I am out of the country since 2015.

Jan 15, 2018
1236
Traveling to Dubai for a long weekend while there are some debts

1
Q: I have left Dubai in 2016 with some debts over 500k. I am repaying a small amount every month.
I did a check with a lawyer at the moment. There is no travel ban against me and my UAE bank mentions that all legal action against me is kept on hold as I am repaying.
Can I travel to Dubai for a long weekend?


Jun 9, 2021
500
المنع من السفر في حالة عدم تسوية قرض بنكي
1
س: السلام عليكم أخي خليفة،
لدي استفسار بشأن مبلغ مستحق للبنك حوالي ١٥٠٠٠. قسم التسوية والتحصيل أبلغني أنهم فتحوا بلاغ في الشرطة والحين لا أستطيع السداد.
هل يصدر ضدي منع من السفر في حالة عدم التسوية؟

Sep 28, 2021
543
الاستعلام عن القضايا وتسوية قرض بنكي قبل العودة للإمارات
2
س: السلام عليكم ورحمة الله تعالى وبركاته،
كنت في إمارة دبي وعملت في وظيفة حكومية وقد أنهيت خدماتي وكان عليّ قرض بنك لم أستطع دفعه يقارب ٦٠ ألف درهم. فتح البنك بلاغًا وحكمت المحكمة بدفع غرامة قدرها ٢٠٠٠ درهم واستلمت جواز سفري وخرجت من الدولة.
الآن أريد أن أرجع الإمارات. سؤالي: هل يمكن أن يفتح البنك بلاغ مدني؟ وكيف أستطيع أن أعرف إذا كان هناك قضية ضدي؟ وكيف أستطيع حلها؟
القضية حدثت في ٢٠١٤م.
وشكرًا!

Apr 18, 2022
307
How to confirm that a loan case is closed


6
Q: Hi,
I got a case registered last May 2021 because of a loan from a financial institution. I just recently found out that I have a case because my mobile number registered on my EID is wrong.
I came to the police station to settle it. I did not pay any fine but the police asked me to come back after 2 weeks. I've checked my case status on the Dubai police app and my case was removed.
I am just wondering why the officer told me to come back?
My loan is less than 30k.
Am I going to pay the fine even though they removed the case on the app already?



Apr 28, 2022
817
Removing a travel ban and a criminal case upon settlement of a loan

3
Q: Dear sir/madam,
I had an unsettled loan in Dubai way back in 2016. I was struggling in the past few years, especially during the pandemic. I want to settle my loan and go back to Dubai.
If I will settle my loan, are they going to lift the travel ban and the criminal case against me?
Is there any chance I can go back and work in Dubai?
How long will it take to settle and lift my travel ban?
Is there any way to lessen the amount of my loan?
I really want to settle this and go back to Dubai.
Thank you for your help!


Jul 25, 2022
1283
هل الأفضل التفاوض على تسوية القرض قبل مغادرة الإمارت أم بعد السفر؟




2
س: هل الأفضل التفاوض على تسوية القرض قبل مغادرة الإمارت أم بعد سفري لكندا؟
وهل يمكن أن يقبل البنك تمديد فترة السداد من ٤٨ شهرًا إلى ٩٦ شهرًا؟





Oct 19, 2023
152
What documents are required while negotiating a personal loan settlement with a bank?



1
Q: I am negotiating a personal loan settlement with a bank in the UAE. What kind of document is legally required to prove the settlement agreement?




Apr 6, 2024
158
Legal blog
3 available 3 • View allBounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
221898
UAE Travel Ban: What You Need to Know 163
The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.
May 6, 2024
135987
The Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18880
Laws & Regulations
3 available 3 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47894
Federal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code 42
The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.
Feb 24, 1992
75277
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3527

Other answers by
25 25 answers •
View allA property is subleased without landlord's consent. How to evict subtenant? 0
Dear Consultant,
Good morning!
I have a rented property in Dubai. In March 2024, when I went to visit my flat, I found a subtenant inside. He informed me that he rented from "my tenant" and is paying on a monthly basis.
This occurred without my consent, and his cheques return unpaid. I have heard from my friend about many options to vacate my unit and sue the original tenant.
I would appreciate your advice on the subject matter as a consultant.
Many thanks!
Apr 11, 2024
110
إلغاء الاتفاق واسترداد المبالغ المدفوعة لشقة قيد الإنشاء 0
أود الاستفسار عن رسوم مقاضاة مطور عقاري اشتريت منه وحدتين عقاريتين.
تم دفع 30% من قيمة العقار + جميع رسوم دائرة الأراضي والأملاك ولكن منذ 7 أشهر يماطل المطور في تسليمي العقد. ولا أعتقد بأن المبالغ المدفوعة تم إيداعها في حساب الضمان.
أيضاً، المشروع متأخر والثاني لم يبدأ بعد مع أنه من خلال نموذج الحجز مذكور بأن عمليات الإنشاء بدأت والتسليم في ديسمبر 2019.
أريد رفع دعوى لفسخ العقد وإرجاع جميع المبالغ المدفوعة. هل الدعوى مضمونة؟
لا أريد تضييع الوقت في تقديم شكاوى لدائرة الأراضي والأملاك.
وأنا من إمارة أخرى وليس لي الوقت للذهاب إلى دبي للشكوى ومراجعتهم. أريد توكيل محامي مختص للانتهاء من الأمر.
Feb 10, 2019
2651
The possibility of appealing a jail sentence for bounced cheques 0
Hi,
I needed to know if the court issues a judgment of 2 or 3 months jail term in cheque bounce case, is there a way to reverse the judgment or avoid the sentence? Possibly if the creditor withdraws the case?
I have received a judgment of a jail term of 2 months for AED 1 Million security cheque bounce against a loan that is 75% paid off and a 3 months jail term for multiple cheques to a single supplier valued at AED 48,000.00 approx.
What can I do avoid jail terms and wondering how AED 48k cumulative value would result in jail term?
Appreciate a solution for this.
Thanks.
Oct 7, 2018
3817
Liability of a guarantor after the debtor fled the country 0
Hello
I signed as a guarantor for a person's company loan for AED 500,000.
The person is no longer in the country and now there is a civil case on me.
What is the penalty or jail term I would be looking at?
If I go through the jail term, is the outstanding amount is also cleared?
Oct 9, 2018
7457
هل يعتبر إنهاء عقد العمل غير محدد المدة فصلاً تعسفياً؟ 0
تحية وبعد،
إنهاء عقد عمل موظف غير محدد المدة بدون سبب، هل يعتبر تعسفي؟
Oct 2, 2018
1202
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