Questions & Answers
Questions & Answers
10 available 10 • View allDo I have a travel ban if I was fined for bounced cheque by the public prosecutor?
0
Q: I lost my job and could not pay the EMI's since Jan 2017 till now against a personal loan of AED 316,000. The bank bounced my cheque in March 2017 and I was fined Dhs 15,000 by the public prosecutor.
Do I have a travel ban or not by the bank? The bank is calling me every day for paying the loan even after the police case. I am still jobless.

Jul 18, 2017
2094
Penalty for a bounced cheque after defaulting on loan instalments 
6
Q: Hi Sir,
Please, I need your help.
I had a loan from FGB bank. I almost paid instalments for three years. Now, I am not in that condition to pay. There are 3 instalments due and I am getting calls from the collection and they are about to file a case.
Could you please help me to know the penalty I may get, as my outstanding amount is just AED 24K?
I have an Abu Dhabi visa, and they threatened to file a case in Sharjah.

Dec 11, 2017
12271
Rejection of clearance certificate for a previous cheque case
6
Q: Hi,
I am outside of the UAE.
I had a previous case for a bounced cheque with a bank in Dubai, going in front of the judge I was ordered to pay a fine, which I did and the case was cleared and I left the UAE.
I have applied for an online police clearance certificate but it was rejected, does this mean there is an open case or due to the old case?

Apr 23, 2018
4669
Is it possible to be blacklisted after paying the fine in a bank loan case
3
Q: My name is Asanka.
I have a problem with ADIB because I have a personal Loan of AED 28500.
I kept paying and now the outstanding balance is AED 5900, but last month I tried to go on emergency vacation. They stopped me at the airport and took me to Naif Police Station and made a case.
Next day, they put me in court and ADIB made a cheque case of AED 34000. So, the court gave me a fine of AED 2020.
I need to know if I’m blacklisted in Dubai and if that outstanding amount of AED 5900 I still need to pay.
Please help me.
Thanks.
Asanka

May 10, 2018
7718
Travel ban and arrest warrant check before returning to the UAE
1
Q: Good afternoon,
I need a legal advice:
I have an unsettled bank debt in the UAE. I have lost my job in 2017 and I was not able to pay my instalments.
After discussing with the bank, the bank agreed not to initiate any legal action against my liabilities, in order to return to the UAE to search for a job.
I got a police clearance certifying that I’m of good conduct.
My question is :
Does this clearance guarantee that there is no arrest warrant /travel ban against me?
Note: it is mentioned on the clearance: "the department is not responsible for legal rights of others".
What does it mean?
Appreciate your response!
Thank you!

Jun 28, 2018
2489
Is it possible to check online cases filed against you
3
Q: How can I check online if there is any case filed against me?
Mainly with the help of my passport number?

Jul 9, 2018
4336
The way of entering the UAE after leaving with a pending debt
3
Q: Hi Naser, good evening.
I require some advice on whether or not I can re-enter the UAE if I have an existing debt?

Aug 18, 2018
1395
Civil case by the bank after paying the fine in a criminal case

16
Q: Dear Sir/Madam
Can a bank file a civil case after filing a criminal case?
The criminal case has been lifted by paying fine at the police station.
How long does it take for the bank to file a civil case after this?
Am I still liable to pay to the bank after I have cleared my criminal case by paying the said fine?


Nov 15, 2018
13735
How to get a PCC from Dubai Police online?

2
Q: How can I get a PCC from Dubai Police online?
I do not have an Emirates ID as I left the country 8 years ago and it was not mandatory to have one at that time.


Nov 24, 2020
791
My brother has a check bounce and he is not in the UAE. Can I get a police report?




0
Q: My brother has a check bounce. He is currently out of Dubai. He is willing to come to Dubai.
Can I get a police report?
Will I have a problem if I go to Dubai Police?





Sep 13, 2023
155
Legal blog
2 available 2 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18889
Failing to Honour Bounced Cheques in Loans and Other Transactions 8
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7036
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47897
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3528

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How to cancel the MoU to buy an apartment with the broker if the bank did not approve the loan? 0
Hi,
I have a situation where I signed an MoU and gave my security deposit to the seller's agent. However later, the bank valuation of the property is lower than the selling price.
On my MoU, it has a clause that “the buyer has a right to cancel/negotiate if the bank valuation is not the same as MoU.” I tried to negotiate, however, we didn't agree on the price so I asked to cancel.
Now the agent is threatening me that they will not cancel the MoU and that will deposit my cheque. Later I also came to know that the person I am dealing with is not the same person whose name is mentioned as a broker in the MoU.
The agent I am dealing with is constantly messaging me with threats. I decided not to speak to him and instead, I wrote an email to the broker whose name is mentioned on the MoU but received no response.
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Employer asking for visa reimbursement after resignation: do I need to pay? 0
Hello Sir/Madam,
I have already finished my first year with my company and resigned.
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