Q: Dear Sir/Madam Can a bank file a civil case after filing a criminal case? The criminal case has been lifted by paying fine at the police station. How long does it take for the bank to file a civil case after this? Am I still liable to pay to the bank after I have cleared my criminal case by paying the said fine?

Q: I already paid fines to police for my 32,000 credit card original amount, and now still increasing interest. They're still calling me, my friends and the company that I work today. What will I do to stop them from calling and disturbing me? Please give advice. Thank you.

Q: I have a case from Dunia Finance regarding a bounced cheque amounting AED 50,000 and I was caught and detained in Abu Dhabi for 3 days. They give me a bail for AED 2000 and I was released. What should happen after this, and how do I know if I am cleared or I need to attend in court? Please advise what will happen to my case after paying the bail. Thanks and regards, Ramel

Q: What are the fees to hire a lawyer to pay the fine (judgement) and remove bounced cheque case and travel ban for insufficient funds case with a bank? How long does the process take to remove the ban approximately?

In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.

As the civil and commercial transactions in the UAE have been growing rapidly, and due to replacing cash with other financial instruments such as cheques for big amounts of money, this had caused some hiccups at times leading to criminal and civil consequences on the person who defaults on fulfilling obligations.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.