The effect of an outstanding credit card loan on the issuance of a new work visa

Dear Sir/Madam,

Many thanks for your inquiry!

If the bank has commenced a civil case, most likely a criminal case would have been started as well or in the process. Both are likely to affect your visa application.

My advice is that you contact your bank immediately, advise the bank you have now found a new job and wish to enter into discussions with them for an installment payment plan for loan settlement.

This will show goodwill on your part and the bank may decide to withdraw the court action and other actions or indicate the court that an arrangement is in place.

Please call if you wish to discuss this matter further.

You may reach me via phone.

Many Thanks!

Jennifer Arkhurst,

Managing Partner