Q: Sir, my husband bought a house in Dubailand on December 10th 2015. He had paid half of the total amount rest he had taken a loan from Noor Bank. But very unfortunately he was diagnosed with cancer from 2016 February. He has been undergoing treatment since then. But he has been paying the bank EMI every month. But the treatment for his cancer did not work and he passed away on April 2017. We informed Bank. My husband has made insurance (Takaful) while buying this property. I have also informed about the bank about this. But they are asking for 6 months bank details of husbands which is not possible for me to give. Now what is the option left in front of me, Sir? Sir, plz help with your advice.

س: السلام عليكم حضرات المحترمين، لدى دعوى تنفيذ حكم تعويض صحي (عجز) وجلسة تنفيذ الحكم كانت بتاريخ 21/2/2018 وكان قرار الجلسة بناءً على تقدمنا بطلب تنفيذ الحكم مدعوم بالصيغة التنفيذية من المحكمة، وطالبنا بالحجز على أموال وسيارات الشركة فى حدود المبلغ المطلوب. وكان قرار قاضى التنفيذ بمخاطبة الشركة المنفذ ضدها لتسليم شيك بالمبلغ الى المحكمة وانتظار رد الشركة، وإلى الآن لم يصل الرد أو الشيك للمحكمة. وعلى قول المحامى أنه تقدم بطلب آخر للاستعجال وانتظار الرد لأن الشركة حكومية ولا يجوز لنا الحجز على أموالها ولا سياراتها، والشركة تماطل فى تنفيذ الحكم من شهر يناير الى الآن. أيضاً الشركة لم تطعن على الحكم وأنا متخوف من عدم تنفيذ الحكم. وكما قال لي المحامي أن الإجراء فقط هو طلب الاستعجال وليس لدينا إلا انتظار الرد من الشركة. يعلم الله ما أمر به من ظروف وأسرتي نتيجة حالة العجز الصحي بسبب العمل فى هذه الشركة. أرجوا إفادتي ماذا أفعل، بالله عليكم أن تساعدوني بالمشورة أو  النصيحة حيث أنني خارج الدولة، وجزاك الله خيراً. ولكم كل الشكر والتقدير والاحترام وآسف على الإطالة.

Q: I need to give a power of attorney to someone in Dubai so that they can go to the Ministry of Health and get a certified death certificate. I have all copies and consular report of death but the insurance company wants certified copies.

Q: Hi, I’m staying on sick leave due to a work accident. The medical treatment and wage loss payment are being covered by my company. I am wondering if I’d like to cease my employment before the treatment ends (as I am not confident to continue with working for this company anymore), am I eligible for compensation to cover further recovery or/and disability compensation? Kindly advise.

Q: Hi Sir, Unfortunately, we lost our elder brother, sister in law and 8-month-old baby boy in a road traffic accident on 13th Sept. 2019. One baby girl who survived the accident was critical with traumatic injuries and multiple skull fractures. This accident took place at Haima, Sultanate of Oman while the family was on the way back home to Dubai. The baby girl was undergoing treatment in Khawla Hospital, Muscat, Oman, from 15th Sept to Jan 9th. After which we have airlifted her to India for further treatment. Now, I need to apply for a claim for 3 deaths and 1 claim for the kid as the hospital authorities have issued a disability certificate with 100℅ disability. He was holding insurance from an Insurance Company. He had a comprehensive insurance policy (Orange Card) which covered both Oman and Qatar. It's been more than one and a half year now as we were busy with the kid's treatment. Can we please discuss the same further? I can be reached on the below numbers.

Q: Dear Sir/Madam, My office staff member was hit by a bus and suffered four broken ribs, a lung puncture, and a broken hip. He is currently receiving treatment. I would like to understand who is liable for compensation. Is it the vehicle's motor policy? The police will be taking his statement on Friday.

Q: Dear Sir/Madam, Our company driver passed away in a road accident. He hit a heavy truck from behind and died on the spot. His family is in his home country. I have obtained the legal heirship certificate and had it attested. The insurance company requires a letter from the court mentioning the amount to be disbursed. The policy clearly states AED 200,000.00 in case of death. That is what we are hoping they will pass on to the family. Which court should we approach in this case? The accident occurred in Sharjah, and the company is based in Ajman. Your advice would be greatly appreciated!

Q: Hello, What can we do if there’s an accident at work and the employer does not submit an incident report to the police and the Ministry of Labour? Can we still claim compensation and benefits?

Personal injury involves an injury sustained physically, emotionally and mentally. The injured person is entitled to claim damages where he has suffered an injury due to the other person’s wrongdoing. The victim may file a case against the person, who is found guilty in a criminal case or his insurance company if the defaulter has secured himself by insurance. The UAE civil law allows filing a compensation claim for injury damages.

The Insurance Authority has introduced a new regulation to regulate all electronic and smart insurance operations practiced by licensed insurance companies, insurance-related professions [such as insurance agents, actuaries, insurance brokers, surveyors & loss adjusters, and insurance consultants] and marketing insurance policies through banks to the extent applicable to their nature. The objective of this article is to briefly discuss the changes that are introduced by the new regulation.

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.

The UAE has adopted a major reform in its legislative system that brought about 40 new laws and amendments to the company law, criminal law, personal status, among others. The amendments aim to develop the legislative structure in various sectors, the labor law being one of these, was the most recent. We try in this article to shed light on the changes introduced with the new labor law and their significance on both, the employer and employee.

The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.