Questions & Answers
Questions & Answers
7 available 7 • View allUnpaid car loan and possibility to return to the UAE
8
Q: I had taken a car loan from a finance company and couldn't pay back completely.
However, a case was filed and I paid the fine given by Dubai Courts in July 2017 and left the country in December 2017.
My car has been impounded for not renewing the license.
Can I come back to Dubai? Will there be an issue?

May 21, 2019
6290
Criminal and civil liability for unpaid loans in the UAE
2
Q: Hi,
I had a car loan in the UAE in 2012 and I could not settle the amount. The bank filed a case and I was sentenced to jail for one month.
After one month, I was released from jail and I left the UAE. I want to know if I come back to Dubai, will I be arrested again for a civil case?

May 27, 2019
1077
Failing to repay loans and negotiating with the bank
1
Q: Hi,
Good morning!
I'm the CEO of a company and this is for a poor and helpless girl who is working in my niece's office.
One boy from Kerala pretended to be loving her, had physical relation and he took some nude photos.
Later, he started blackmailing her and forced to go for a car loan, personal loan and other borrowings to the extent of AED 100,000.
She is a fatherless girl and working for a job at AED 3000. The boy has escaped to Kerala and now not attending the calls. His mother, sister and brother in law are working in Dubai!
Now, the bank and other institutions started putting tremendous pressure on her and she is in a mental trauma.
She doesn't have the money to close all these loans or pay lawyer fees to pursue a case! What to do? She is a 22-year-old girl from India and now in grieve!!
It would be a really great help if you could give a proper legal advice that would certainly give her a ray of hope to live further!
Await your reply.
Best regards,
Suresh

Aug 22, 2018
222
The car is taken by the bank after paying the whole amount. What to do?
1
Q: Dear sir/madam,
The car was taken by the bank, then sold on auction after I paid for everything.
What do I do to get my car back?

Jan 31, 2022
286
What can I do against the harassment of a debt collection agent in my home country?
2
Q: I have a few questions.
I had taken a bank loan of AED 60,000 approx. in 2010 from a bank and after a few months of paying installments I came back to Pakistan due to some family issues and my job was finished.
Now a local recovery person is approaching me and calling for settlement. That bank does not have any branch in Pakistan, I do not want to settle with any stranger. Many times I requested him for legal proceedings but not.
Now he is creating problems for my job and visiting my home. As per the law, does he have the right to do that?
Due to the Covid situation and financial crises I'm unable to pay now.

Feb 3, 2022
412
How to settle pending car loan with the bank without any issues?

0
Q: I have an outstanding of around 4000 and when I approached the bank officials to pay, they started to harass me and ask for legal charges as they have made a repossession order against the car only for the amount of 4k.
They are asking me to settle a partial amount from my credit card which I also agreed and at last they made a conditional letter for me to sign which I refused as it was against the norm.
Can someone guide how I can settle my car loan so they can make the repossession order?


Nov 14, 2022
404
How to reach a settlement with the bank on credit cards to avoid collection agencies?

0
Q: I have credit cards from a bank in the UAE and the limit for both cards is 7500 but the outstanding is 9800.
I asked for a settlement of AED 4000 for both cards, as I paid more than 2 or 3 times the card limit and it's been blocked for more than 3 years.
The collection agent keeps on calling and saying a maximum of 3 installments for 7000 as a settlement but I am not able to afford that amount.
Also, the bank is denying to talk and telling me to contact the collection agency for settlement and the bank is not responsible for this.
Can you please guide me in this?


Feb 15, 2023
199
Legal blog
1 available 1 • View allOnline POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19169
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148355

Other answers by
34 34 answers •
View allHow long should the work visa take to be issued by authourities? 0
My visa is not yet approved by immigration but I have already signed my offer letter from my new company.
It has been 2 months already without any information on my new visa.
What could be the reason for the delay in my visa? My visa status is active until 9/04/2023.
Feb 16, 2023
151
Is it possible to resign after one year to go back to home country? 0
Hi,
Good day!
I have been working in my company for about 1 year and 1 month and I want to resign to go back home to my country.
Are there any consequences for that?
Any advice, please?
Sep 19, 2022
219
Reducing the salary of an employee before termination 0
Hello Nicole,
Greetings!
I have been working in a private company in Dubai for the last 13 years under an unlimited contract. Recently, they have made my position redundant.
I am now serving 3 months notice period as per the labour contract (2 months already served, I am now in 3rd and last month).
My employer has put me on forced paid leave to adjust my notice period against leave days balance. I need some clarification per below, please.
1. The employer is paying me a full salary for a notice period of 3 months. However based on the recent announcement from the Ministry of Labor (for Private Co. employees), can my employer reduce my salary temporarily/permanently in this last month of notice period?
2. If the answer to question 1 is YES, how will it impact the calculation of my end of service benefits like gratuity or leave balance encashment? Will it be recalculated based on the revised (reduced) salary?
3. Am I eligible to claim any other Termination/redundancy pay apart from gratuity and leave balance encashment?
Apr 6, 2020
1079
Charging an employee for employment expenses 0
Hi,
I am a first timer here in Dubai. My employer wants to charge me all her expenses incurred during my application; like medical examination, visa, work permit and the money she gave to my agency.
What should I do?
Mar 13, 2020
604
Getting the amount of a bounced cheque after car buying fraud 0
I sold my car and the buyer gave me a cheque. The cheque bounced because the account is closed. He is doing this as a regular business.
I have already filed a complaint to the police station and I'm waiting for the judgment from the court. Maybe he will get the fine only.
How can I get my money?
Which case should I file: a civil case or a car buying fraud case?
He may not have anything under his name. If a civil case is filed against him, he knows how to avoid this case .This person has more than 14 cases. Recently, he got out of jail. The issuer of the cheque is a local Emirati guy.
Feb 28, 2020
620
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