Q: I am no longer in the UAE. I have received the End of Service payment that the bank has blocked. I have asked the bank to release part of the payment (30%) so that I can support myself and my family, and use the rest for the next 6 payments of the 24 remaining payments of my loan. I want to continue with normal loan instalments until the loan is fully paid, but they said that they will forward the case to the collection department. I have always paid my instalments on time and in full, but I have no possibility of paying the outstanding amount. Is there any formal reason that I cannot continue to pay off the loan when I am outside the country? Is this not against Sharjah law to deprive someone of means of subsistence by blocking the funds? Is this not against Sharjah law to put someone in a bad credit situation and thus to deprive his human dignity if he says I want to continue regular payments and has always paid before?

Q: My contract was terminated after four years of service and I have received the End of Service payment to my bank account, but this amount was immediately blocked. I have contacted the bank to release the amount. I also said that I want to continue normal payments of loan instalments. I still have about 24 monthly payments, but the payment is only for 9. Can the bank agree that I make instalment payments if I am no longer in the UAE?

Q: Hi, Good eve, Madam. I have a query regarding EOSB. I resigned from my previous company and my EOSB was held by the bank due to my existing loan until I can provide them with new documents for my current job. Let's make things short. I provide them with a new visa and salary transfer letter addressed to the bank. Unfortunately, upon presenting all the documents, they informed me that the new company is not listed in the bank. Do the bank have the right to use my EOSB to adjust my remaining loan?

Q: Dear Sir/ Ma'am, My bank in the UAE has suddenly frozen/blocked my credit card and both my accounts without any prior intimation/information. After taking up the bank several times, the bank informed me that this has been done upon the instructions of the Central Bank and there's no reason given. It has been more than a month and the status quo is maintained. I urgently need to access my accounts since I am in urgent need of funds for medical and personal reasons. I do not have any previous cases nor any pending fines, civil/criminal cases, etc and I have always been very prompt in all my payments for more than 27 years. My questions are: 1) Why have my accounts and card frozen/ blocked (without my intimation)? 2) When will they be unblocked/released? (these are my life savings). 3) Can I travel back to the UAE safely without any action taken against me and my family? (presently I am out of the country). Thank you very much for your kind advice. My best regards

Q: Hi, I am out of my job. My end-of-service money got blocked since I still have a personal loan for 2 more years. I plan to find another job and I am not leaving the UAE. Also, my husband is working here for many years. How can I release my end-of-service money?

Q: Hello, I have a query regarding my current situation where my Emirates ID is linked to my bank account. I am planning to cancel my existing employment visa and apply for a new work permit with a different employer. I am concerned about whether this change might impact my bank account, particularly if there are any outstanding credit card payments. Thanks!

Q: Hi, My salary account is frozen, but I've already paid all my pending money to the court. However, my account is still frozen. What should I do? I have applied for an NOC.

Q: Dear lawyers, The new employee will start on June 1, 2025. However, he would like to open a new bank account in the UAE thus asking to provide the salary certificate mentioning his salary in AED and if possible not mentioning the start date. Legally, can the company provide such a certificate?

The UAE has adopted a major reform in its legislative system that brought about 40 new laws and amendments to the company law, criminal law, personal status, among others. The amendments aim to develop the legislative structure in various sectors, the labor law being one of these, was the most recent. We try in this article to shed light on the changes introduced with the new labor law and their significance on both, the employer and employee.

The provisions of this Law, known as "UAE Labour Law", govern the relationship between employers and employees and other labour matters in the United Arab Emirates. There are special labour related regulations applicable in some of the free zones in the UAE.

The provisions of this Decree-Law, known as "New UAE Labor Law", govern labour relations in the private sector of the United Arab Emirates. The New Labor Law repeals the previous UAE Labor Law (Federal Law No. (8) of 1980).