Questions & Answers
Questions & Answers
5 available 5 • View allCan I work in other GCC countries if I have unpaid bank debts in the UAE?
104
Q: Greeting!
My name is Fazil Hussain,
I was working in the UAE for past 5 years, I have a personal loan of 80,000 from ADCB Bank in Dubai. I never missed a single EMI to the bank and had good records. But I lost my job, so had to come back to India.
I wanted to go back to Dubai and search for a job but the bank said they have blocked my visa and I cannot get a job there. I replied to the bank by email that if they block my visa then how can I find a job in Dubai and how should I pay my outstanding balance on the personal loan. I can pay my loan only if I get a job in the UAE...
Please help me with your advice, I can pay the outstanding only if I work in GCC. I can't afford to pay from India. I want to pay my outstanding and clear it.
Can the bank give me NOC to work in Dubai and pay their loan? And I want to know, is it possible if I go to Saudi Arabia and do a job and pay my installments to the bank in the UAE?

Nov 17, 2017
58768
Defaulting on bank payments and consequences in the GCC
11
Q: Dear Madam,
I have a pending personal loan of AED 18000 + pending credit card payment AED 27000 & my company terminated me last week.
I don't have the cash to settle these debts. Im planning to visit the bank with termination letter also my company is pushing me to leave the country end of this month.
I'm planning to seek jobs in other GCC countries. Will I get arrested in a GCC country? Can I go transit from any GCC country?

Jul 3, 2019
3142
Can I be caught in GCC countries for my UAE bank debts?
83
Q: I have a loan with UAE bank: 1 credit card outstanding value is 22,000 AED & one personal loan around 85,000 AED. I lost my job on Jun 2016. From there I unable to pay my EMI (6 months). Bank is not agreeing for settlement plan as per my request. Now they are saying they are going to file a case.Now my doubt, if I get a job in GCC other than UAE, will police catch me in the airport in any GCC? OR arrest is possible only if they file a case in that particular country?Please, advise.

Jan 11, 2017
50058
Will the loan and credit card in the UAE affect my entry to Kuwait?
16
Q: I took a loan of 60000 and a credit card from a bank in 2014. Due to the loss of my job, I left the UAE without paying it.
Now I received a job offer from Kuwait. Will there be an issue if I travel to Kuwait and the bank files a case against me in the UAE?

Mar 30, 2022
1013
Can I pass in a GCC airport for transit if I have a debt in the UAE?
1
Q: Hi Rajasree,
I lived in the UAE and then came back to my home country. I have 3 credit cards outstanding around AED 25K with UAE banks and now I want to travel to the UK.
So the question I have is whether transiting via Doha airport is safe or not.
Do they arrest or detain me in Doha for the outstanding I have with UAE's bank credit card?

Mar 18, 2022
550
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47901
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148361

Other answers by
71 71 answers •
View allThe consequences of staying in the UAE after the end of the grace period 0
I am in my grace period after my residence visa cancellation. Is overstaying after the grace period illegal?
If I stay paying fine till my new visa gets finalized, how will it affect me? Will I face any ban?
Please advise!
Thanks!
Dec 26, 2022
1490
Can the tenant avoid paying early exit penalty for rent after losing job? 0
We have an existing tenancy contract in Sharjah, but due to unfortunate circumstances of this pandemic, my wife and I lost our jobs.
We already paid until December. Is there a current law where we can avoid paying the penalty of 2 months if we will end the contract earlier?
Oct 21, 2020
358
Getting a new employment visa while a cheque bounce case is being processed 0
Hi All,
I have an existing criminal "cheque bounce" case under my name for dishonoring loan payments. I'm also a victim of unpaid salaries and gratuity from the previous employer.
However, I have reached a stalemate in negotiating with the bank as they are not interested in accepting the money I could offer in the interim despite having a clear understanding of my predicament.
Finally, I have an offer from a company after all these months and I'm anticipating to accept this offer but I'm yet to resolve the criminal case!
Since the bank is not willing to negotiate, I've planned to pay the criminal case removal fee or fine to the Dubai Police. I know that the bank would immediately proceed with a civil case should that happen.
My question is how long does it take to file a civil case? And can they initiate a travel ban without appeal while filing the civil case in court?
Will it affect my capacity to get a new employment visa stamped and work in the UAE while the civil case is active?
Jan 6, 2020
2008
Obtaining a part-time job while being employed on a full-time basis 0
I currently work in Dubai but I need an extra income from a part-time job.
Can I obtain the part-time job and still do my current job properly?
Is there an approval I need to get?
Jan 2, 2020
941
The right way of settling a bank debt and paying fines 0
Dear Sir,
I have a police case for AED 9000 cheque bounce. Now can I approach the bank for settlement or I can pay the fine and close the case?
Will the bank raise the civil case against me again? If the bank agrees with me for instalment basis settlement, will bank inform the police to remove the case filed against mee immediately?
How many days will this process take?
Please advise?
Jan 2, 2020
903
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