Questions & Answers
Questions & Answers
5 available 5 • View allSettlement of bank liabilities and ensuring clearance
3
Q: I defaulted on a personal loan due to loss of job in 2016. Then via my friend and transfer of POA filed case for settlement. I paid money to a friend for settlement.
Wanted to understand if I settle my case through court does the bank give a clearance letter?
My friend has submitted me an immigration clearance letter and also PCC.
Should I consider my self clear from all legal liabilities on the basis of immigration clearance and PCC?
Can the bank re-apply for the case against me in future? How can I close my bank account?
Are the immigration ban and travel ban the same?
What should I do to re-assure that everything is legally right?

Apr 18, 2019
3413
Seeking settlement with the bank for defaulting on a loan
2
Q: I am a defaulter on a bank loan in the UAE.
Now, I am requesting the bank for settlement but still no reply from their side, can you guide me on this?
What I have to do now? I am offering them but they're still emailing me about a legal case. Any solution to this?

Sep 14, 2018
2698
Settlement of a bank loan and possible actions by the bank
2
Q: I had a loan from a bank for AED 140000. I lost my job in Dubai and I had to return to my home country.
Now, the recovery is calling me and my family. I have no money because I had a loss in my business.
How can I settle the money?
If I go back to Dubai, will there be any imprisonment?

May 7, 2019
1788
Paying the police fine while the loan is settled with the bank
6
Q: I had AED 120,000 personal loan + 20,000 interest out of which I paid AED 100,000 till last May 2020.
I was out of UAE due to transplant surgery and was unable to go back due to the Covid situation, meanwhile, in July 2020, the bank deposited my security cheque of AED 120,000 & it bounced.
For the past 1.5 years, I am without a job or income. I am trying to reach a settlement with the bank to clear the cheque bounce case.
My questions are:
1) If the bank agrees to a settlement and, after payment, withdraws the cheque bounce case, should I still pay the police fine?
2) While entering the UAE, will I have any problem after settlement?
3) What are all documents that I should request from the bank before & after settlement?
4) I have AED 40,000 outstanding on a personal loan, requesting the bank for a one-time settlement of AED 20,000. Can any law firm help/assist me with that?

Mar 27, 2021
1589
هل يمكن تقديم شيك مرتجع بسبب تأخُّر تاريخ التقديم للشرطة؟
1
س: لدي شيك مرتجع بسبب تأخُّر تاريخ التقديم.
هل أستطيع تقديمه للشرطة؟

Aug 18, 2021
305
Legal blog
1 available 1 • View allجريمة الشيك بدون رصيد ما بين الوضع الحالي والوضع المستجد 19
يلعب الشيك دوراً مهماً في الحياة اليومية سواء في ميدان المعاملات التجارية أو في ميدان المعلامات المدنية باعتباره أداة وفاء والتزام تحل محل النقود في التعامل بين الافراد. ونظراً لهذه الأهمية فقد أصبح أكثر الأوراق التجارية انتشاراً وتداولاً بين الناس، على الرغم من حداثته نوعاً ما. فالشيك لم يبق كما كان في بداية عهده أداة لسحب الودائع المصرفية لحساب الساحب ذاته، بل أصبح أداة وفاء تحل محل النقود سواء على النطاق الداخلي بالنسبة للمعاملات التي يقوم بها الأفراد داخل الدولة فحسب وزادت أهميته.
Jun 3, 2021
11286
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148375
Federal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47908

Other answers by
71 71 answers •
View allThe consequences of staying in the UAE after the end of the grace period 0
I am in my grace period after my residence visa cancellation. Is overstaying after the grace period illegal?
If I stay paying fine till my new visa gets finalized, how will it affect me? Will I face any ban?
Please advise!
Thanks!
Dec 26, 2022
1497
Can the tenant avoid paying early exit penalty for rent after losing job? 0
We have an existing tenancy contract in Sharjah, but due to unfortunate circumstances of this pandemic, my wife and I lost our jobs.
We already paid until December. Is there a current law where we can avoid paying the penalty of 2 months if we will end the contract earlier?
Oct 21, 2020
359
Travelling to GCC countries while have an unpaid loan in the UAE 0
Hello
Can I have your Whatsapp number? I have an urgent question, please.
Jan 13, 2020
737
Getting a new employment visa while a cheque bounce case is being processed 0
Hi All,
I have an existing criminal "cheque bounce" case under my name for dishonoring loan payments. I'm also a victim of unpaid salaries and gratuity from the previous employer.
However, I have reached a stalemate in negotiating with the bank as they are not interested in accepting the money I could offer in the interim despite having a clear understanding of my predicament.
Finally, I have an offer from a company after all these months and I'm anticipating to accept this offer but I'm yet to resolve the criminal case!
Since the bank is not willing to negotiate, I've planned to pay the criminal case removal fee or fine to the Dubai Police. I know that the bank would immediately proceed with a civil case should that happen.
My question is how long does it take to file a civil case? And can they initiate a travel ban without appeal while filing the civil case in court?
Will it affect my capacity to get a new employment visa stamped and work in the UAE while the civil case is active?
Jan 6, 2020
2011
Obtaining a part-time job while being employed on a full-time basis 0
I currently work in Dubai but I need an extra income from a part-time job.
Can I obtain the part-time job and still do my current job properly?
Is there an approval I need to get?
Jan 2, 2020
943
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