Questions & Answers
Questions & Answers
8 available 8 • View allSettlement of unpaid bank debts
5
Q: Hi,
I'm not in the UAE anymore and I want to have an idea on what charges I am facing regarding debts so that I can contact the bank and hire a lawyer to settle things for me.
Thanks

Jul 1, 2017
3354
Credit card debts
7
Q: I had a difficult financial situation last year, so I stopped paying on credit cards to the bank. As a result, I started receiving calls from the bank's collectors. To avoid their pressure I ignored that calls and eventually I changed my number.
Now, after one year, my situation became more stable, I've got a new job and I am ready to pay the debts. But I would like to know: if the bank has already filed the case against me, would it work if I'll try to settle my debt after one year or I should still go to prison for the delay?

Mar 8, 2016
6682
How to check UAE travel ban: the procedure, documents needed and the cost
11
Q: Dear Sir,
Is there any options to check my travel ban (UAE) ...because I had some bank loan.
Awaiting your reply.
Thanks

Sep 13, 2017
20446
Knowing the reason of a police case upon closing credit card
0
Q: I already closed my credit card from Dubai First 2 months ago. Now, they cannot issue me a clearance letter because they said I have an open police case according to the person I talked to on their hotline.
Why do I have an open police case if my account is already paid and closed 2 months ago?

Mar 17, 2018
1320
Settlement of a bank loan and lifting travel ban and cases
8
Q: I have a police case for a bounced cheque last year March 17. It was against a loan which I drew but later I changed my job.
I left the UAE and came back, but before I can do something the bank felt insecurity and immediately they submitted my security cheque to the police station and put a case on me.
The same day, I paid the fine and came out. Later, I joined a new company and provided the necessary documents and new security cheque.
My account was then regularised (After resigning from the previous company my account was frozen) and since then everything is fine. Now, I want to settle my loan in full. I already mobilised funds needed.
I want to know asap if I settle the loan in full, how the travel ban or police case will be removed? Will the bank do everything and give me a clearance letter?

Apr 19, 2018
8608
Checking a travel ban after defaulting on small amount
0
Q: Hi.
I have an outstanding amount of AED 1100, it’s almost 3 months since I paid this bill. Do I get a travel ban now?

Aug 27, 2018
601
Returning to the UAE after clearing a bounced cheque case


1
Q: I had a bounced cheque for 600,000. I have now repaid the outstanding amount and I am out of the country.
Am I still liable for a fine? Can I return back to Dubai without being harassed?



Aug 14, 2019
1226
A clearance letter from a bank to avoid legal issues on traveling

2
Q: Hello!
I’m currently in the US and a US passport holder. I had $3000 in default which I have already paid.
I’m still waiting for the bank to send the clearance letter, but I’m concerned since I will travel in a month and don’t want to face any issues at immigration.
Is it true that they’ll arrest me and take me to jail upon arrival if I’m not able to show a clearance letter?
I’ve never had legal issues in my life and have already resolved the problem by paying and I’m still waiting for the letter.
Any advice would be much appreciated.
Thank you!


Feb 16, 2020
970
Legal blog
1 available 1 • View allUAE Travel Ban: What You Need to Know 164
The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.
May 6, 2024
136120
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148436
Federal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47922

Premium
Other answers by
342 342 answers •
View allHow can I vacate my tenant if the rental agreement ends before the eviction notice deadline? 0
My Dubai tenant's rental agreement is ending by the end of September 2024 and the completion of 12 months of legally served Eviction Notice is the end of December 2024.
I have two questions:
(a) Can I send a rent increase notice 3 months before as the rent has increased as per the RERA rent calculator?
(b) The second question is, do I have to renew the rental agreement for 3 months (until December 2024) or not?
Thank you.
May 1, 2024
280
How can I reach a settlement with the bank for a mortgage of a jointly owned property? 0
I have a jointly owned property in Abu Dhabi. The mortgage was defaulted on as I had to leave the property with my children following an assault by my ex-husband. He left the country in 2018 and never paid the mortgage.
As I was in the country, the bank filed a criminal case against me, and I was sentenced to 3 years. I won the appeal against the bank and then filed another criminal case a few months later in Dubai. Again, I won and paid a fine.
In 2019, the bank started a civil case against me and my ex-husband to have the property repossessed. However, at the time of the purchase of the property, there were no Title Deeds, the bank requires this.
I cannot give them the Title Deeds to sell the property and pay back the amount owed to them as my ex-husband refuses to provide a POA. The bank has filed another criminal case against me only for our jointly owned property.
I wish to resolve this and pay off the bank and receive any money left from the sale. How can I resolve this issue of the Title Deeds?
Oct 4, 2022
306
The procedures for filing for divorce on mutual consent 0
Dear sir/madam,
I am separated from my wife due to compatibility reasons. We got married in the Indian consulate in Dubai on December, 23rd.
We would like to file a divorce on mutual consent as soon as possible. May I get some advice here on the procedures?
Sep 13, 2022
689
My previous employer failed to pay my gratuity. Can I file a case 6 months after resignation? 0
My previous employer failed to pay my gratuity six months past now since I resigned, Is it possible to file a case against him after a 6 months period?
May 31, 2022
1285
Can a real estate agency hold a percentage of a property sale until transfer is done? 0
A real estate agency has signed an MOU stating that a 10% security deposit from the buyer and the seller will be kept in the real estate agency and will be released upon transferring the property.
The transfer of the property was blocked due to the court order.
According to my colleagues, the real estate agency is not a trustee and they are not allowed to have taken my security check in the first place, is this correct?
Jun 28, 2021
1277
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