Q: What happens if a criminal case for bounced cheques for AED 506,000.00 is given, in which AED 485,000.00 is paid back? Only 21,000 is remaining. Is there any jail term or fine? If so, what will the fine be?

Q: Is it true that the new rules say that paying a fine (which is 10% of the total loan) for not paying loans/credit card or bounced cheques will get someone cleared from loan/debt cases? After paying the fines, will a police clearance be issued and there is no more obligation to pay the previous loan amount now? If for example, someone owes the bank a total of AED 35000 late payments and interest, the person only pays a fine of AED 3500 and the case is cleared?

Q: Good Morning Ma'am, What is a civil case? I have an outstanding payment for a bank of AED 61875.61. I am unable to pay because of salary delays, this has lead to financial instability. Now, the bank informed me that they will file a civil case against me. I want to understand what will be consequences for me. What judgement will I get from court? Please advise. Thanks & Regards, F.

Q: Hi there, I used to live in Dubai till Jan 2015. However, I traveled overseas to get married but I had an accident due to which I was bedridden and now am in a wheelchair. I can't work because of my health and also I suffer from anxiety and depression. I had a loan from a bank and the cheque was bounced for 89k and the Sharjah court gave a verdict of 6 months imprisonment in absentia. My question is: Can this imprisonment be changed to a fine?

Q: Is it possible to appeal after few months of case finished?

Q: The court ruled to consider the objection submitted by R., an Indian national, to the judgment in absentia issued against him as if it had not been issued and to oblige him to pay the court fees. The ruling was issued and read publicly on today's date 3/6/2025 in the name of His Highness the President of the State, may God protect him. I want to know the meaning of this.

In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.