Q: I need your assistance, please. I believe that the Central Bank of the UAE may freeze the bank account of a terminated employee. We have a client in the UAE and need to know what the employer’s obligation is to inform the bank when an employee’s contract is being terminated. Is there a specific format that must be used to inform the bank or what is expected of the employer?

Q: My final settlement was sent to my Bank. They have put it on hold because I have a personal loan and a car loan until I provide a salary transfer letter from my new employer and a stamped visa page on my passport. I needed a cash advance so I suggested that I will pay off the balance of my personal loan that they can release the settlement in my account. They refused saying that they can't because of the car loan. I argued that the car loan is against a guarantee cheque and not against the salary transfer letter from my previous employer. They still refused to release the money. What are my legal rights? Is there any procedures I can take to get my settlement now as the visa process is taking long and I don't know when I will get it... Please help... Sincerely, Nawar  

Q: Hi, I own a business in Abu Dhabi (a sole establishment) where I am the 100% shareholder as per trade license. The name of the Local Service Agent also appears on the Trade License as a Sponsor. The Local Service Agent is not an Owner, Partner or Manager. While opening a business account, the bank asked me for the passport copy and Emirates ID of the Local Service Agent, is that mandatory? As the Local Service Agent is not an owner nor a partner or a manager, why the bank cannot open a business account with just my personal details? A notarized Local Service Agent agreement was provided to the bank but they still insist on getting his passport and Emirates ID copies.

Q: Is it still possible to open a personal non-res bank account by giving a power of attorney to a representative and not being physically in the UAE?

Q: Can my daughter who has power of attorney open a bank account for me in the UAE even if I don’t reside in the UAE?

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.