Questions & Answers
Questions & Answers
8 available 8 • View allCan I be caught in GCC countries for my UAE bank debts?
83
Q: I have a loan with UAE bank: 1 credit card outstanding value is 22,000 AED & one personal loan around 85,000 AED. I lost my job on Jun 2016. From there I unable to pay my EMI (6 months). Bank is not agreeing for settlement plan as per my request. Now they are saying they are going to file a case.Now my doubt, if I get a job in GCC other than UAE, will police catch me in the airport in any GCC? OR arrest is possible only if they file a case in that particular country?Please, advise.

Jan 11, 2017
50042
Will I be arrested in GCC countries for my UAE credit card debt?
50
Q: Greetings,
I was terminated by my company in May 2016 because they were cutting the number of staff. I had a credit card with 10,000AED that I used fully. I was unable to reach the bank and so far I have never received any call or email from them.
I was struggling with unemployment all this time and couldn’t pay my debt, I have no intentions to not pay because it’s Haram/prohibited in my religion. Recently, I got a job offer in another GCC country and I want to go there and pay my debt using my salary.
My question is, will I be arrested in that GCC country at the airport?
I don’t know if a police case has been filed against me or not, what I know is I am morally obligated to pay my debt and the only way I can do it is if I start that new job, my family is poor and my country has no job opportunities.
I’m afraid to be detained and sent to the UAE, this will not solve the issue, nobody will be able to pay for me and jail won’t solve the problem.
Any help is greatly appreciated. Regards.

Sep 24, 2017
20017
Defaulting on bank payments and consequences in the GCC
11
Q: Dear Madam,
I have a pending personal loan of AED 18000 + pending credit card payment AED 27000 & my company terminated me last week.
I don't have the cash to settle these debts. Im planning to visit the bank with termination letter also my company is pushing me to leave the country end of this month.
I'm planning to seek jobs in other GCC countries. Will I get arrested in a GCC country? Can I go transit from any GCC country?

Jul 3, 2019
3141
What is the effect of unpaid loan in the UAE on travelling to other GCC countries?
66
Q: I left Dubai in 2017 & I have a loan amount of 35 to 40 thousand USD from a Bank. Now I want to travel to Qatar for work propose.
Can I travel to Qatar? If I tell I can work & pay the debt from there.

Mar 9, 2021
16821
The possibility to be caught in Bahrain because of a loan in the UAE
26
Q: Hi,
I left the UAE in 2017 due to job loss leaving behind my debts totaling AED 400,000. A personal loan of 280,000 and the balance amount of 4 credit cards.
I have a job offer from Bahrain. Will it be possible for me to safely arrive and get a job visa? It would be great if you could respond to my query.
Thank you!

Apr 4, 2021
3387
How to settle a bank loan while being in home country?
5
Q: I had a personal loan with a bank in the UAE. I lost my job during the pandemic in April 2020. I stayed in the UAE till Nov 2020 searching for a job but I couldn`t find a job so I was planning to travel to India.
They filed a criminal case in October 2020 so I couldn`t exit the country. I paid a fine of 10020 AED in Dubai police station and lifted the ban, then I exited the country.
The bounced cheque amount from the bank was 131000 AED. I had a credit card outstanding of 24000 AED from another bank. Now the outstanding is 41020.
How to resolve the issue as I am out of the country.
Will it affect traveling to any other GCC country?
They have filed a case now.

Oct 18, 2021
1244
Can I transit in the GCC countries if I have an unpaid loan and credit card in the UAE?

17
Q: I left Dubai and came back to the UK following the loss of my Mom.
I then did not return to the UAE as my company terminated my contract (did not cancel my visa).
However, I had a loan and a credit card which as yet I have not been able to repay.
Despite contact with the bank, no agreement has been reached, and no claim has been made against me to the court.
Can I transit through any other GCC country if I have unpaid debts in the UAE?
Thanks


Jan 5, 2023
10608
التوقيف في إحدى دول الخليج بسبب قضية في الإمارات

3
س: السلام عليكم ورحمة الله وبركاته،
توجد قضية مدنية وجزائية بسبب شيك بقيمة ١٠٠ ألف درهم في دولة الإمارات وأنا الآن خارج الإمارات.
هل يمكن توقيفي والقبض عليّ في المطار إذا سافرت إلى دولة خليجية مثل الكويت وقطر والسعودية؟


Mar 18, 2023
709
Legal blog
2 available 2 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18885
How Do You Ask a Lawyer? 11
I believe that there is a similarity between medicine and law, and just as there is a way to ask a question to a doctor to get the most accurate and correct answers from him, which ultimately helps you receive the correct diagnosis, and therefore the correct treatment, there is a way to ask a lawyer.
Jun 12, 2023
1139

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I went to another country to get treatment because it’s expensive in Dubai. My employer did not pay me my salary for the month I worked and fired me.
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How to cancel the MoU to buy an apartment with the broker if the bank did not approve the loan? 0
Hi,
I have a situation where I signed an MoU and gave my security deposit to the seller's agent. However later, the bank valuation of the property is lower than the selling price.
On my MoU, it has a clause that “the buyer has a right to cancel/negotiate if the bank valuation is not the same as MoU.” I tried to negotiate, however, we didn't agree on the price so I asked to cancel.
Now the agent is threatening me that they will not cancel the MoU and that will deposit my cheque. Later I also came to know that the person I am dealing with is not the same person whose name is mentioned as a broker in the MoU.
The agent I am dealing with is constantly messaging me with threats. I decided not to speak to him and instead, I wrote an email to the broker whose name is mentioned on the MoU but received no response.
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Employer asking for visa reimbursement after resignation: do I need to pay? 0
Hello Sir/Madam,
I have already finished my first year with my company and resigned.
My employer is asking me to reimburse the cost of my visa because I did not finish my two-year contract.
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Oct 20, 2023
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