Q: Good Morning Ma'am, What is a civil case? I have an outstanding payment for a bank of AED 61875.61. I am unable to pay because of salary delays, this has lead to financial instability. Now, the bank informed me that they will file a civil case against me. I want to understand what will be consequences for me. What judgement will I get from court? Please advise. Thanks & Regards, F.

Q: Dear Sir I am a Dubai resident. Last month, Mashreq filed a criminal case against me for credit card cheque bounce of AED 60000. I paid the fine and got released from the police station. Now, they called me again and said they are going to file a civil case against me. If they file a civil case, will there be any immediate travel ban? Also, advise if the police can arrest me on the basis of this civil case immediately.

Q: I had some credit card financial issue and I couldn't pay. The bank put a police case and I paid a fine and finished the case. After some months with different collection people from the bank calling me and coming 2-3 times directly to my office, they told me they will file a civil case for the total dues of 30K. What is the solution for finishing all this?

س: أخذت قرضين من بنك. مجموع القرضين 417 ألف درهم. سددت منهم 300 ألف درهم وتبقى مبلغ 117 ألف درهم لم أتمكن من سداده. تم فتح بلاغين للقرضين وعمل تعميم. دفعت غرامات في المحكمة وتم إلغاء منع السفر؛ هذا قبل سنتين. السؤال: إذا تحول الموضوع إلى مدني، فهل أُمنع من السفر قبل بدء إجراءات المحاكمة المدنية؟ جزاكم الله خيرًا!

Q: Hi My personal loan outstanding balance is AED 20,000 overdue is AED 1800. If the bank takes legal action civil case against me, then what kind of problem will I face?

Q: Good day, Sir, I have received a message from the Dubai Court stating that a bank has filed a civil case against me. The loan has been pending since February 2019. I cleared the cheque bounce case earlier with a court fine in 2019. I am looking forward to a minimum settlement plan with the bank. The outstanding amount was around 70,000 AED, and now the message is for 115,000 AED. What will be the best way for me to proceed: approaching the bank or dealing with it in court? Best regards,

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.