Questions & Answers
Questions & Answers
9 available 9 • View allAvoiding a civil case by the bank through settlement
4
Q: Dear Ahmed,
Eid Mubarak!
I lost my job two years back and I have been on a couple of visit visas without luck!
I have a loan which I was able to pay the first few months of being laid off, however, I couldn't afford to until the bank deposited one of the security cheques.
I was arrested while exiting the country, and fined where I was handed over my passport.
I am back on a visit to look for a job but the bank has threatened to open a civil case, what are my options?
Will they take me to jail? Is there a way I can request the court to allow me to pay little instalments until I get a job?
Kindly advise

Jun 27, 2018
10707
Consequences of failing to pay after a civil case judgement
37
Q: Dear Sir,
What will be the punishment for a civil case in Abu Dhabi?
If we can't pay the money back, and once the punishment is finished, do we still need to pay the money?

Oct 7, 2019
13538
Can the bank request an immediate travel ban in a civil case?



27
Q: Dear Sir
I am a Dubai resident.
Last month, the bank filed a criminal case against me for a credit card cheque bounce of AED 16000. I paid the fine and got released from the police station.
Now, they send an email stating they are going to file a civil case against me and GCC travel ban (total amount due is AED 30000, including interests).
If they file a civil case, will there be any immediate travel ban?
How will I know if I get a travel ban?
Also, advise if the police can arrest me on the basis of this civil case immediately.




Dec 25, 2019
17495
Consequences of failing to pay full loan instalments to the bank
3
Q: Hi Sir
I had taken a loan from a bank in September I was paying proper instalments until March. After that, I could not pay full instalments.
Now the bank called me saying that they will be depositing the cheque and go for legal issues.
Kindly let me know what are the cheque bounce consequences. I am afraid.

Aug 13, 2020
900
Recovering small amounts from a client and reporting the company on bad records

2
Q: One of our clients is not paying our invoices which are amounting only to AED 11,000.
It's already a year past due and they are not communicating back even their business is open and operational.
Is it advisable to seek legal assistance?
Can we report the company on Government so they can have a bad record?
Kindly advise on the best action for all small amounts.
Thank you!


Aug 18, 2020
488
رفع منع السفر في قضية دين لعدم القدرة على السداد
1
س: علي قضية مديونية منقولة من البحرين إلى محاكم الشارقة وقد حكمت ومفصولة وأدفع أقساط ويوجد علي منع من السفر، والآن لا أعمل وسيصبح علي تراكمات أقساط وإجراءات أخرى.
هل يمكن رفع منع السفر بأي طريقة كانت، مع العلم إنها منقولة للتنفيذ؟
أفيدوني مشكورين

Sep 6, 2020
663
The possibility to pay a small percentage of a bank loan as a settlement from abroad
1
Q: I was working in Abu Dhabi.
I have a personal loan amount of 82000 and 20000 of a pending credit card bill. I lost my job due to the current COVID pandemic. When I came to India for my annual vacation, my employer terminated me and canceled my visa.
I was not able to come back. Even tourist visa possibilities were less.
As everyone in India aware that this job loss and paying back the debt of a UAE bank is very tough. I am ready to pay some small percentage of the amount to the bank as a settlement.
Is it possible?

Oct 5, 2020
1563
Is it legal to give loans to friends from the company by its owner?
2
Q: Hi,
I have a company in Dubai.
Can I give a loan to my friends from my company?
This is a personal loan and without interest. Also, I need a loan agreement format.

Oct 8, 2019
988
How much can you pay as a down payment to stop the arrest warrant in execution?


2
Q: I have an arrest warrant issued against you for a civil execution non-payment of AED 2 million.
How much can you pay as a down payment to stop the arrest warrant and get bail?
To pay the balance.



Mar 23, 2022
949
Legal blog
1 available 1 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18879
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148341

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Good day, Sir,
I have received a message from the Dubai Court stating that a bank has filed a civil case against me. The loan has been pending since February 2019.
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View allالضمانات التي تحصل عليها شركة التمويل مقابل إعطاء قرض 0
حصلت على قرض شخصي وكريدت كارد من مؤسسة للتمويل بإجمالي ٥٠ ألف وتعثرت لفترة والآن يطالبونني بدفع مبلغ ٢٠٠ ألف درهم بالفوائد وكنت أعطيتهم شيك بقيمة ٤٢ ألف وقتها.
سؤالي:
هل يوجد سند لأمر داخل عقد القرض (الأبليكيشن) الخاص بالشركة التي وقعت معها في البداية؟
أم لا يملكون ضمانًا آخر يُمكِّنهم من مقاضاتي به سوى الشيك الذي أعطيته لهم فقط؟
مع جزيل الشكر!
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هناك مشكلة مع مقاول إذ اتفقنا على بناء ملحق داخل منزل خاص ووقعنا العقد واستلم أول دفعة.
اشتغل حسب العقد واستلم الدفعة الثانية وأوقف العمل ويرفض المواصلة. تبين لي بعدما حاولت أن أقدم شكوى ضده أنه يستخدم ختم وعقد لشركة منتهية في سنة 2013 ولا يوجد لديه أي ترخيص.
كيف أستطيع أن أشكوه وبنفس الوقت أواصل البناء؟
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ماذا بعد الحصول على حكم في قضية عمالية؟ 0
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تقدمت بطلب تنفيذ ولم تدفع الشركة لي أي مبالغ حتى الآن!
ما الخطوة الواجب فعلها في هذه الحالة؟
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Cancellation of an off-plan property and seeking refund 0
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What can I do to get my money back?
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