Q: Hello, I have left the UAE 1 year ago and I had an outstanding loan in CBD. I would like to know if and how much I should cover. If I do, will be the police case removed? Will I be able to travel to GCC countries again? Thank you

Q: Good Day. I'm Johny Vivek Micheal. I was working in the UAE from September 2014, and unfortunately, I have been terminated by the company and I have dues for the RAK bank. Regarding those payments, I'm paying my monthly dues even though I was threatened by an agency from India that I have to pay my full amount or else they will go for a legal action. What should I do?

Q: My husband left his job in Dubai in 2012. He had a loan from a bank, and he left without closing the loan. What can be done now to clear the issue? Is there a legal case filed against him?

س: السلام عليكم، أنا سعودي وذهبت للإمارات وعملت بشركة، وبعد مدة اقترضت مبلغ حوالي مئتي ألف درهم لظروفي ولكن واجهت صعوبة في السداد وسافرت إلى السعودية. هل يمكنني العودة للإمارات وجدولة السداد من جديد أم سأكون مُلزم بدفع كامل المبلغ؟

Q: Hi, I took a personal loan from a bank in 2018 for AED260000 then I left the country but continued to pay for a while. One month ago in Dec 2020, they have filed a civil case. If I hire a lawyer for my case to clear, would that help to solve the issue or should I try contacting the bank to negotiate? I am not sure if the bank will be willing to negotiate to close the outstanding as I was told by a friend, that banks have insurance on the debt that is lent and if there is a civil case they can claim insurance for the lost money rather than negotiating with the borrower, especially after a civil case is registered. Is that true? I want to clear my name at the earliest but I don't have that much money (now it is AED 293000 with interest and late fee). In a civil case, what are the proceedings if I hire a lawyer? Does it help to get the amount of payment lowered via court? If so, how much lower can the court order to close the case and how long would it take? Thanks!

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.