Q: Good afternoon. If a bank files a police case regarding non-payment of account, will the police immediately issue an arrest warrant for the offender? They said the police will call if the bank already filed a case. If the offender goes to the police station, can she not be detained based on a bail? If the offender doesn't have the funds to pay, what will happen?

Q: Dear Madam, I have received information from the bank that I have a cheque bounce case for AED 219,000/- on Feb 27. So far, I have not received any message or email or call from the police station. I want to change my Emirates ID phone number also. What do I have to do? Shall I approach any police station in Dubai? Please clarify my doubt. Thanks and regards N.

Q: Hi Sir, Good Morning, I got a credit card cheque bounce of 10,000.00 recently, but after that, I did not receive any call from court or police team for legal procedures and penalty. Will the cheque bounce lead to a travel ban or they have to file a case against it first? Kindly advise.

Q: Hi Hari, Good Morning! I have 4 credit cards and the total limit is around 80 thousand AED. I defaulted and stopped paying for 6 months. I got a message that the bank is going to file a civil case. Is there a chance of four different police cases against me? Please advise, is it possible they can book a civil case for the sum of 80 Thousand?

Q: I had taken a personal loan of AED 160,000 from the bank and I was paying regularly. Unfortunately, my boss took a huge loan and left the country, hence we have got stuck without salary and unable to cancel the visa. Finally, we found our local sponsor and cancelled the visa and got a new job with a lesser salary after 7 months. By that time, I became a defaulter and the bank bounced my cheque of AED 242,000 along with a police complaint. Now, what should I do? Do I get imprisonment? I am very scared.

Q: Hi, I have a credit card debt that I have not been paying regularly. Only every other month. But I am still paying. The bank says they will file a police case against me every time. They call every month. Can the police come to my office to arrest me if they file a case? My debt is AED 12,000 on the card. Thank you for your answer.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.