Questions & Answers
Questions & Answers
6 available 6 • View allBounced cheque case: jail term, travel ban, court fees, etc.
66
Q: PLEASE REPLY AS EARLY AS POSSIBLE
UAE
CHEQUE BOUNCE CASE (PERSONAL CHEQUE) IF AN INDIVIDUAL FILE A POLICE CASE
1) What will be the minimum jail terms for Cheque bounce case? During jail terms whether he will be on travel ban? During jail term whether he can come out of jail by giving somebody's passport as security? After completing the jail term whether he will be still on travel ban as he has not paid the money against the cheque? If he did not pay the money during police case, how can I get back the money?
2) When he is on jail terms during police case, whether we can proceed with the civil case for cheque bounce?
3) For proceeding civil case whether we have to deposit any amount to court?
Your valuable advice will be highly appreciable.
Thanks

Apr 15, 2017
73682
Bounced cheque consequences: criminal penalty and civil case
27
Q: Hi madam,
If a lot of cheques equal to AED 300,000 have been bounced and cases are filed and a travel ban imposed, what will be the punishments or consequences to be faced if caught?
I can't afford to pay back even 1,000 Dhs. Will I have to pay the full amount?
Please advise.
Thanks

Mar 12, 2017
39101
Consequences of missing credit card payments
18
Q: After missing 2 months of payments on a credit card, the bank presented a security cheque on my current account for AED 101,000 and it bounced.
They have said that they have filed a case with the police and issued a travel ban. I have since made a minimum payment as requested and plan to discuss repayment with the collections department.
As a businessman, I travel to other countries. Will I now be subject to a travel ban/ be detained at the airport / taken to prison?

Mar 15, 2017
29411
Bank cheque bounce case for credit cards and loan
5
Q: Dear Sir,
I have credit cards and loan from different banks, almost 200k.
Suddenly, my company is not able to pay the salaries for 3 months and my minimum payments are getting late and receiving calls from banks. All banks have my cheques.
What will happen now if the banks present my cheques?

Jul 8, 2018
5090
Criminal liability and civil liability in cheque bounce cases


0
Q: I have recently filed a criminal case against a customer for AED 1,300,000.
I have found out that he has given an application to the court to get a fine on this bounced cheque amount. Is it possible to be fined at this amount?
How can I proceed further to place a travel ban on him and ensure that he does not get fined? It has been 5 years since this liability is due.
Please help me on what I should do next.



Nov 21, 2018
1971
The procedure of clearing criminal and civil cases of a debtor
0
Q: My father left the UAE in 2009 with 1.1 million credit card and loan debt from multiple banks in the UAE. There are police cases filed against him as well in different police stations.
How can I start and what can I do to clear all his charges and his police records so that he can come back to the UAE as lawyers are asking for huge fees.

Aug 7, 2019
517
Legal blog
1 available 1 • View allBounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
221928
Laws & Regulations
3 available 3 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47897
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3528
Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law 0
The provisions of this Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law, known as the "New UAE Penal Code", governs criminal actions in the United Arab Emirates. The New Penal Code repeals the previous UAE Penal Code (Federal Law No. (3) of 1987 Promulgating the Penal Code).
Sep 20, 2021
468

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May 28, 2017
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Certification of passport copy 0
Hi,
I need my passport copy certified, can you advise where & cost.
Thanks,
Kate
May 28, 2017
975
Consequences of missing credit card payments 0
After missing 2 months of payments on a credit card, the bank presented a security cheque on my current account for AED 101,000 and it bounced.
They have said that they have filed a case with the police and issued a travel ban. I have since made a minimum payment as requested and plan to discuss repayment with the collections department.
As a businessman, I travel to other countries. Will I now be subject to a travel ban/ be detained at the airport / taken to prison?
Mar 15, 2017
29411
Wrongful use of bank account 0
Hi,
I worked in Dubai for 3- 4 months during 2013 but left the job and left for India.
My bank account was open at that time and one of my colleagues started to use my credit card after I left Dubai without my knowledge.
He added his account to the beneficiary and done some transactions. I used to get some emails from this bank and thought these were some spam or marketing emails and did not give much attention.
But recently, I checked one of the mail and found that my credit is being used, having outstanding amount around AED 12,000. I then checked my old emails and found that these are done by the colleague in that company.
I don't know what should I do. This is a clear forgery act done by this guy in my name. I need take some action for this. Please advise.
Thanks and regards.
Mar 13, 2017
897
Liability for loan and possibility of arrest 0
Hi! I have a few questions that I hope you can help with.
My friend took a loan for his studies and left UAE. He paid monthly settlements for 10 months, each of the payments was around thousand dirhams. But there he didn't find the job and therefore couldn't continue to pay. He asked for a delay due to temporary inability to pay, but this request has been rejected. They also said that police case has been opened against him.
Therefore he is asking if there are some chances to solve this and reduce the outstanding amount?
Also, can this affect him somehow in travelling purposes? For example, if he goes to UAE or Qatar, can he go there or can he be arrested there?
Mar 5, 2017
4734
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