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Acting against a possible case for credit card overdues

Hi,

I need advice.

I have got credit card overdue and the interest has piled up almost double than my limit. This happened due to the late salary payment since Dec 2018.

My credit card limit is only 25000 and I need to pay back almost 35000. I will not be able to survive with these liabilities with my salary.

Could you please advise me on surrendering myself to the police or court will help?

Al Nassar Advocates & Legal Consultants
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29 Mar 2019, 07:57

Dear Questioner,

In your case, chances are high that the bank might have filed a criminal case against you and you would be blacklisted in the immigration.

I would recommend you to negotiate with the bank to settle the debt at discounted rates. Otherwise, please send your passport copy and visa copy to a lawyer along with your PoA.

A lawyer can help you to find out the criminal cases on your name and resolve it by paying the fines.

As per the new law in effect in Dubai since December 2017, cheque dishonour for an amount below 200k is considered as a simple crime and is only punishable with fines.

Please feel free to contact me if you need any further clarification or guidance on the above matter.

Thank you.

Regards,

Rajasree Ravivarma

+971544461746

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