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التصرف حيال قضية محتملة بسبب عدم سداد متأخرات بطاقة الائتمان

مرحبًا،

أحتاج إلى نصيحتك.

عليّ متأخرات في بطاقة الائتمان وقد تراكمت الفوائد على المبلغ إلى أن وصلت تقريبًا إلى ضعف الحد الأقصى. حدث هذا بسبب التأخر في دفع الرواتب منذ ديسمبر 2018.

يبلغ حد بطاقتي الائتمانية 25000 فقط وأحتاج إلى سداد ما يقرب من 35000. لن أكون قادرًا على تحمل هذه الالتزامات براتبي هذا.

هل يمكن أن تخبرني إذا كان تسليم نفسي للشرطة أو المحكمة سوف يساعدني في هذا الوضع؟

Al Nassar Advocates & Legal Consultants
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29 Mar 2019, 07:57

Dear Questioner,

In your case, chances are high that the bank might have filed a criminal case against you and you would be blacklisted in the immigration.

I would recommend you to negotiate with the bank to settle the debt at discounted rates. Otherwise, please send your passport copy and visa copy to a lawyer along with your PoA.

A lawyer can help you to find out the criminal cases on your name and resolve it by paying the fines.

As per the new law in effect in Dubai since December 2017, cheque dishonour for an amount below 200k is considered as a simple crime and is only punishable with fines.

Please feel free to contact me if you need any further clarification or guidance on the above matter.

Thank you.

Regards,

Rajasree Ravivarma

+971544461746

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