Threatening with a travel ban by the bank without filing a case

Question

Q: I have a card balance. One legal firm asked me on behalf of the bank to pay. They will file a case. Is the travel ban possible without a case being registered? A: For the bank to put a travel ban on you, they have to bounce your security cheque, and thereafter, they have to file a police case…

Hari Wadhwana · Accepted Answer

Dear Sir/ Madam,

Thank you for getting in touch with me on this.

I understand that you have outstanding credit card dues with a bank and have defaulted in your instalments.

Please note that in order for the bank to put a travel ban on you, they have to bounce your security cheque, and thereafter, they have to file a police case.

When the police case is registered, there is a travel ban applied to you which means you cannot exit the country without clearing the police case.

In these cases, you can be apprehended from your workplace or while stopped to do checks on the road.

It is possible that the bank is referring to the above travel ban. However, if no case is filed, then the bank cannot put a travel ban on you.

I trust you will find this appropriate.

Regards,

Hari Wadhwana

052-9495731

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