أسئلة وأجوبة
أسئلة وأجوبة
7 متاح 7 • عرض الجميعWill I get arrested in my home country if I did not pay a loan in the UAE?
Q: Will I get arrested in my home country if I did not pay a loan in the UAE?
The amount is AED 250000.
2023/05/02
1004
Defaulting on the payment of dues and threat in home country
Q: Dear Sir,
I was working in Jebel Ali free zone Dubai and I lost my job in 2015 due to company downsizing, and I had a loan from a bank which I was not able to pay off.
I tried looking for a job when I was in Dubai during my visa cancellation process but was unsuccessful. I came back to my home country after, but when I came back and I had an accident and now after recovery.
I was trying to get a job in the UAE and pay back the bank outstanding but no good luck for me. And now, I got an offer from one company in my home town.
I just wanted to know how to handle the above issue after few people visited my home town and said we are from recovery and they are threatening my mother saying they will bring more people to recover the payment.
Kindly advise what the UAE law said regarding the above issue. I even sent to the bank regarding paying back the payment if I will get a job in hometown and get salary in Pak. Rs.
But till now, no reply from the bank regarding the above request.
Please, give your expert opinion.
2019/07/23
1899
ماذا يمكنني أن أفعل ضد مضايقة وكيل تحصيل الديون في بلدي؟
س: لدي بضعة أسئلة.
كنت قد أخذت قرضًا بنكيًا بقيمة 60000 درهم تقريبًا في عام 2010 من أحد البنوك وبعد بضعة أشهر من دفع الأقساط عدت إلى باكستان بسبب بعض المشكلات العائلية وانتهى عقد عملي.
الآن يتواصل معي وكيل تحصيل ديون ويدعوني للتسوية. هذا البنك ليس له أي فرع في باكستان، ولا أريد التسوية مع أي غريب. طلبت منه عدة مرات اتخاذ إجراءات قانونية ولكن لم يفعل ذلك.
الآن هو يخلق مشاكل لي في عملي وزيارة منزلي. هل له الحق في ذلك قانونًا؟
بسبب وضع كوفيد والأزمات المالية، لا يمكنني الدفع الآن.
2022/02/03
432
Can I negotiate with the bank to pay debts without interest fees?
Q: I'd like to inquire about the possibility of negotiating with banks in the UAE to pay debts without interest fees.
According to new laws, do they file an Interpol case, given that the debtor is outside the UAE?
Thanks.
2023/11/09
159
Will I be arrested in my country if I paid the first installment for a bank loan settlement in the UAE then stopped? 
Q: Hello Legal Advice,
I had a loan amount of AED 240K and after paying some installments, the amount came down to AED 170K. I got laid off from my job in the UAE due to company acquisitions, and now I am jobless in India.
After discussions with my bank, they sent a settlement letter for AED 150K and I paid AED 25K as a downpayment by selling gold and borrowing money from my friends.
Now I cannot pay the remaining amount because of being jobless and I am the sole breadwinner.
My query is will there be any legal problem if I don't pay the remaining amount after signing the settlement letter?
Will case execution be implemented in India also?
Will I be arrested in India or will they do anything legally to me in India?
Looking forward to your valuable response.
Regards
S.
+2
2024/12/13
106
I could not pay two credit cards in the UAE . Can the bank proceed with legal action in my country?
Q: I have two credit cards in the UAE with the amount of 30,000 and 15,000 but due to a bad financial situation, I am unable to pay them back.
Then I decided to move back to Pakistan to avoid legal action. I still haven't found any solution to pay them back because of my bad financial situation.
The question is whether I am safe in Pakistan or if the bank can proceed with any legal action in my country.
What do I have to do now because I am unable to pay them back?
2025/01/07
191
Can a debt recovery agency in home country legally force repayment of a loan owed in the UAE?
Q: Hello,
My friend took a loan of 100,000 Dirhams from a finance company in the UAE and repaid almost half through installments. However, after losing his job, he was unable to continue payments.
The finance company then deposited his guarantee cheque, which bounced. This happened three years ago. Recently, the finance company has engaged a debt recovery agency in Pakistan to recover the remaining amount.
My question is: Does the debt recovery agency in Pakistan have the legal authority to force my friend to repay the debt?
+1
2025/02/06
123
المدونة القانونية
1 متاح 1 • عرض الجميعكل ما تحتاج لمعرفته عن حظر السفر في الإمارات العربية المتحدة
يُفرض حظر السفر على الأفراد لأسباب مختلفة، كأن يتم ذلك نتيجة لارتكاب الشخص جرائم جنائية، أو عدم تسديده لديون، أو لخرقه قوانين الهجرة أو لأسباب تتعلق بالأحوال الشخصية. وقد يؤدي حظر السفر إلى بعض الآثار المالية الشاقة على الشخص المحظور. لذا يهدف هذا المقال إلى إعطاء القراء فهمًا معمقًا لعقوبة حظر السفر بالإمارات، وما يُبنى عليه من الإجراءات المتبعة لفرض الحظر أو رفعه، وكيفية التحقق من وجود حظر سفر، وغير ذلك.
2024/05/06
136209
قوانين وتشريعات
2 متاح 2 • عرض الجميعFederal Law No. (3) of 1987 Promulgating the Penal Code
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
1987/12/08
47928
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
1985/12/15
148444
متميز
إجابة أخرى من
718 718 إجابات •
عرض الجميعWhat is the legal process of acquiring 50% ownership stake in a local company in Dubai?
A local company in Dubai intends to acquire a 50% ownership stake in an auto repair business currently owned by an individual (100%).
We are seeking professional legal advisory services to guide us through the acquisition process.
2025/04/11
81
Is it legal to reduce the salary after signing an employment contract?
Hello,
Is it legal to reduce the salary after signing an employment contract?
2025/03/19
89
Can the owner of a company escape if there is a cheque execution and travel ban on him?
I raised a cheque execution case against a company and its owner and won. There is a travel ban on him. I was receiving installments for three months and now he stopped paying.
The court after request summoned him. In total, he paid only 30% of the owed money. I found that his company license is expired and also in the month his visa will expire.
Does he have any option to avoid payment?
Please note he was deceived by showing no money in his bank account and no assets in his name but he is running multiple businesses.
Also a month ago, he tried to convince me to lift the travel ban but I refused to do so. But he submitted a guarantee and left UAE.
Now the status shows he is back in the UAE and the travel ban imposed again. But after that, he stopped payment.
Is there a 1% chance of him not paying me the remaining money?
Is there a way he can leave the country through the Amnesty program or any of this sort?
2025/03/12
103
In EMARATAX, must two licenses for the same activity in different emirates register separately?
Hello,
In EMARATAX (The Federal Tax Authority), if someone has two licenses in different emirates for the same activity, does he need to register two taxable persons, or how should he proceed?
2025/03/02
78
Can a developer demand extra payment for a 30% size increase after handover?
Hello,
I purchased a one-bedroom off-plan unit in Dubai from a well-known developer under an SPA specifying an area of 801 sq. ft. I completed all payments as per the developer’s payment plan, and the unit was handed over to me without a Title Deed.
After taking possession, furnishing the unit, signing a tenancy contract, and making repeated follow-ups to obtain my Title Deed, the developer informed me, 45 days after handover, that the actual area was 1,041.41 sq. ft., a 30% increase from the original SPA terms.
To receive my Title Deed, they are now demanding payment for the increased size.
Key issues:
- Failure to notify me before handover about the 30% increase in area.
- The SPA allows for price adjustments for area variations but specifies that such adjustments must be reflected in the final installment, which I had already fully paid before handover.
- The developer has now filed a legal case through Dubai Courts, demanding payment.
I require legal advice based on RERA/DLD laws and the SPA.
2025/03/12
66
متميز
إجابة أخرى من
1601 1601 إجابات •
عرض الجميعWhat is the legal process of acquiring 50% ownership stake in a local company in Dubai?
A local company in Dubai intends to acquire a 50% ownership stake in an auto repair business currently owned by an individual (100%).
We are seeking professional legal advisory services to guide us through the acquisition process.
2025/04/11
81
Can I file for mutual divorce from Dubai as an Indian resident and my husband works in Saudi?
Needed to know if I am eligible to file for mutual divorce as an Indian expat living in Dubai and holding an Indian passport and also have Canadian PR.
My husband is a Canadian citizen working in Saudi on a work visa.
What are my rights?
Can I ask for alimony?
Can I file for divorce from Dubai?
I have no children from the marriage.
2025/03/21
92
What are my options after my rental renewal offer and deposit was rejected by the owner?
Hello,
I submitted an offer and deposit through the trustee office, but the owner rejected it. What is the next step?
They sent an email notification stating that if not renewed within the contract's end time, 500 AED will be deducted for each additional day of stay.
2025/03/20
63
How can I cancel my visa and POA for financial matters if I have a travel ban for company bounced cheque?
I am seeking urgent guidance regarding my current visa status in the UAE. I was previously employed by a company that has now shut down, but my visa is still under that company.
During my tenure, I held Power of Attorney (POA) for all financial matters. However, after a cheque issued by the company bounced, the owner revoked my POA without my knowledge.
The company officially closed last year, and the owner (a lady) has been missing since the case emerged.
No one from the company is responding, and I am currently stuck in Dubai due to a travel ban imposed on me related to this case.
I need clarification on the following points:
How can I cancel my existing visa under this closed company?
Will I be able to obtain a new visa under another company despite the travel ban?
Are there any legal blocks or restrictions affecting my visa or employment options?
What legal steps can I take to resolve this situation?
I would appreciate your guidance on the next steps and any possible solutions.
2025/03/20
83
Does a cheque bounce effect my AECB score ? Is there a policy for this?
Does a cheque bounce affect my AECB score?
Is there a policy for this?
2025/03/20
90
متميز
إجابة أخرى من
3207 3207 إجابات •
عرض الجميعCan I file for mutual divorce from Dubai as an Indian resident and my husband works in Saudi?
Needed to know if I am eligible to file for mutual divorce as an Indian expat living in Dubai and holding an Indian passport and also have Canadian PR.
My husband is a Canadian citizen working in Saudi on a work visa.
What are my rights?
Can I ask for alimony?
Can I file for divorce from Dubai?
I have no children from the marriage.
2025/03/21
92
My cousin has multiple penal judgments of fine and jail. How will this be calculated?
My cousin is in the central jail of Al Awir since October 2024 till date 20/03/25. She has 6 different penal cases all judgements are done, last one was done yesterday.
In total, she has a fine of about 135000, 1 month in jail, and deportation in 1 case.
How will this be calculated moving forward?
Also she has spent time in different police station detentions from 23rd May 2024 till October including 48 days or so in Ras al Khaima.
2025/03/21
56
Does a cheque bounce effect my AECB score ? Is there a policy for this?
Does a cheque bounce affect my AECB score?
Is there a policy for this?
2025/03/20
90
What are my options after my rental renewal offer and deposit was rejected by the owner?
Hello,
I submitted an offer and deposit through the trustee office, but the owner rejected it. What is the next step?
They sent an email notification stating that if not renewed within the contract's end time, 500 AED will be deducted for each additional day of stay.
2025/03/20
63
How can I cancel my visa and POA for financial matters if I have a travel ban for company bounced cheque?
I am seeking urgent guidance regarding my current visa status in the UAE. I was previously employed by a company that has now shut down, but my visa is still under that company.
During my tenure, I held Power of Attorney (POA) for all financial matters. However, after a cheque issued by the company bounced, the owner revoked my POA without my knowledge.
The company officially closed last year, and the owner (a lady) has been missing since the case emerged.
No one from the company is responding, and I am currently stuck in Dubai due to a travel ban imposed on me related to this case.
I need clarification on the following points:
How can I cancel my existing visa under this closed company?
Will I be able to obtain a new visa under another company despite the travel ban?
Are there any legal blocks or restrictions affecting my visa or employment options?
What legal steps can I take to resolve this situation?
I would appreciate your guidance on the next steps and any possible solutions.
2025/03/20
83
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