Bank files a case despite seeking help during rent downturn - Need advice

Dear Sir/Madam,

I took a secure loan (AED 400k approx) against my property about 6-7 years ago.

I had been paying all installments till the sudden downturn in rents in 2019 when I approached the bank for a solution.

Now in 2023, my bank has filed a case in Dubai courts against me without any substantial discussions or negotiations. I have been asked to meet on 21st Feb on a Zoom call since I am overseas.

Can you please offer some advice on what I should do?