أسئلة وأجوبة
أسئلة وأجوبة
6 متاح 6 • عرض الجميعتسوية قرض مصرفي مع وكالة تحصيل الديون

1
س: مرحبًا أيها المحامون،
هناك ديون مستحقة علي متعلقة بقرض شخصي ورفع البنك قضية ضدي بسبب ذلك. أحاول التوصل إلى تسوية عن طريق وكالة تحصيل الديون.
طلبوا مني التوقيع على خطاب مالي من أجل التسوية، بالإضافة إلى ذلك، إنهم يحتاجون إلى كافة المستندات الخاصة بي. هل يُعد هذا الأمر إلزاميًا؟
هل سأواجه أي مشكلة في حالة توقيع الخطاب المالي؟
هل سأواجه أي مشكلة إذا لم أتمكن من السداد في التاريخ المذكور؟
يرجى تقديم المشورة.


2020/03/11
755
تسوية قرض السيارة في المحكمة لتجنب مضايقات وكالة التحصيل
1
س: مرحبًا،
لقد حصلت على قرض سيارة من أحد البنوك. وصادرها البنك منذ أكثر من عامين. حاولت تسوية الأمر مع البنك لكنني لم أتمكن من ذلك.
باع البنك السيارة، ولم أسمع منهم أبدًا مرة أخرى. في الوقت الحالي، تواصلت معي إحدى وكالات تحصيل الديون في ديسمبر 2019 نيابةً عن البنك، زاعمين أنه يتعين علي الدفع. موظفي الوكالة وقحين ويسيئون لي؛ ويقولون أنني متخلف عن السداد ولا أستطيع سداد الفواتير.
أخبرتهم أنني لن أدفع، وطلبت من البنك إعادة السيارة وعندئذٍ سأكون سعيدًا بالتعامل معهم أو عليهم بدء الإجراءات ورفع قضية ضدي. أفضل التعامل مع المحكمة بدلاً من وكالة تحصيل الديون.
رفضوا الاستماع إلي واستمروا في الاتصال ومضايقة كل من في مكتبي. حتى أنهم اتصلوا بأمي وصرخوا في وجهها. كيف يمكنني التعامل مع هذا الأمر؟
لا أريد أن أدفع سنتًا واحدًا لهذه الوكالة. أريد أن أتعامل مع هذا الأمر عن طريق المحكمة. ما هي أفضل مشورة للتعامل مع هذا الأمر وكيف يمكنني الإبلاغ عن هذا النوع من الإساءة؟
شكرًا لك.

2020/02/05
970
التشهير من قبل وكالة تحصيل لاسترداد الديون


2
س: سيدي العزيز / سيدتي العزيزة،
أنا مقيم في الإمارات. علي دين لأحد البنوك وتحاول وكالة التحصيل الخاصة بهم مطاردتي. أنا غير قادر على السداد بسبب مشاكلي المالية.
الآن يحاولون التشهير بي في شركتي الحالية ويكذبون على صاحب العمل في رسائل البريد الإلكتروني لإذلالي وتشويه سمعتي.
فهل يجوز لهم قانونًا أن يفعلوا ذلك؟



2022/10/12
494
Can I pay the fine to close a credit card if the bank asks for huge amount to settle?


0
Q: Dear Team,
I have an issue with my credit card, which was issued in 2013 and I used the same till 2018, all the payments had done on time.
Unfortunately, last time in 2018, I was troubled by a financial crisis. Due to the same, I had some amount pending on my credit card, and in 2018, I went to my home country as I lost my job.
This year, two months back, I came back to UAE. Now the bank team is asking for a huge amount for the settlement.
Could you please advise me on how to close this case with the fine by the court?



2023/05/16
143
كيف يمكن التوصل إلى تسوية مع البنك بعد مضايقات من قبل وكالة تحصيل الديون؟

0
س: مرحبا،
أود أن أطلب المشورة حول ما هو أفضل شيء يمكن فعله في قضية تسوية مع مؤسسة مالية. كانت لدي قضية في الشرطة ودفعت غرامة في محكمة دبي.
الآن الطرف الثالث يضغط على ذهني بإرسال رسائل بريد إلكتروني إلى شركتنا. لقد رتبت مبلغًا من المال للتسوية ولكنني لن أدفع المبلغ الكامل الذي يطلبونه مني لأنه كبير جدًا.
يرجى مساعدتي في إنهاء هذه القضية حتى أتمكن من العمل بسلام.


2023/07/28
142
The debt collectors sent me a case number for a credit card debt but I could not find it. What to do?


0
Q: Hi,
I have a card balance of AED 6k. Third-party collectors messaged me on behalf of the bank that they would initiate an execution case against me and forward it to the lawyers.
They even gave me the case number. I checked in Estafser and the Dubai Police App but the case number they gave me shows not valid.
How should I know if there is an active case against me?
And from whom should I receive the message legally?
Appreciate your advice



2023/12/01
165
المدونة القانونية
2 متاح 2 • عرض الجميعالشيكات المرتجعة في الإمارات: كل ما تحتاج لمعرفته في 2024 291
في الإمارات العربية المتحدة، تعد الشيكات المرتجعة مشكلة متكررة جدًا يواجهها الأشخاص خلال فترة وجودهم في الدولة وتخضع لأحكام قانون المعاملات التجارية. يمكن أن تكون الآثار والعقوبات القانونية شديدة من الناحية المادية ومرهقة بالنسبة لجرائم الشيك "الأكثر خطورة". قد تنشأ قضايا الشيكات المرتجعة في مجموعة متنوعة من المعاملات التجارية، بما في ذلك على سبيل المثال لا الحصر، التبادل التجاري بين الشركات، والقروض المصرفية، وإيجارات العقارات وشراؤها، وبالطبع المعاملات الفردية.
2024/10/15
221974
التخلف عن سداد الشيكات المرتجعة في القروض وغيرها من المعاملات 8
مقال في صورة مقابلة يغطي موضوع القروض والشيكات المرتجعة في دولة الإمارات العربية المتحدة. مقتبس من المدونة الصوتية القانونية للمحامية لودميلا يامالوفا، مؤسسة مشروع لوجيكال مع لايلو.
2020/01/15
7038
قوانين وتشريعات
1 متاح 1 • عرض الجميعFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
1985/12/15
148367

متميز
إجابة أخرى من
151 151 إجابات •
عرض الجميعCan I petition for immediate eviction due to tenant violations and refusal to vacate after notice? 0
Dear Lawyers,
I have a question regarding an immediate eviction petition to the Urgent Judge. The tenant did not return the apartment on 26 January 2025, despite a 12-month legal notice that ended on 25 January 2025.
The tenant rejected all gas and fire prevention maintenance for 12 months. Al-Fanar Gas submitted a report with the tenant's signature and refusal after the tenant broke the gas detector.
The apartment was sold, and the new owner gave the tenant 90 days' notice. The tenant refused to show the new owner the apartment and ran away, according to building management.
The tenant ignored the 12-month legal notice, did not return the apartment, broke the gas detector, and refused gas and fire detection system maintenance.
The deal will be voided if the new owner cannot enter the property promptly. Can I petition the Urgent Matters Judge for quick eviction based on the tenant's violations?
2025/01/27
71
A contractor did waterproofing on my roof but water leaked and made damages. What can I do? 0
A contractor recently did waterproofing on my townhouse roof and confirmed a warranty of 5 years (on WhatsApp). The payment receipt and invoice are available.
In 4 months, water leaks from the roof damaged the false ceiling inside the house. When contacted, he avoids calls and delays by making some excuses.
Is there any way I can get my money back?
2024/12/26
50
How can I exit a partnership linked to an expired license and accumulating fines? 0
Good Day!
I am a partner in a trading license with two other individuals. Both of them were managing the business together as a cash-based operation without a bank account, while I was working elsewhere as an employee.
Now, one of the partners has passed away, and his parents are in conflict with the remaining partner, claiming he owes them money. However, the surviving partner insists that no money is owed and that everything is settled.
The license has now expired and cannot be renewed because the deceased partner’s family is not cooperating, leading to fines due to the inability to renew it.
Additionally, the remaining partner continues to conduct the same business, occasionally purchasing items under the company name.
As I am a low-salaried individual and cannot afford court fees, is there a way to remove myself from this situation, or are there any authorities who can assist me in this matter?
I am willing to help and provide whatever is required as evidence in this case.
Please advise!
2024/12/30
98
Can I finalize our divorce in the UAE while my wife is in her country? 0
Hello,
My wife and I are from two different countries (Egypt and Tunisia), and we both reside in the UAE. She recently traveled back to Tunisia, and while her residency in the UAE is still active, we are unsure if she will return.
We have agreed to divorce and do not have children. How should we proceed with the divorce process?
Does she need to be in the UAE to complete it, or can the process be handled remotely?
2025/01/02
63
Can I close my LLC company and pay off all my debts and liabilities if the the license is expired? 0
Good Morning,
I want to close my company (an LLC located in Sharjah) and leave. I have personal and company liabilities which I plan to settle before I leave.
My company license ended in December 2024. Can I pay off personal debts and company liabilities without renewing the company license (including renewal of tenancy contract) in the next 2 to 3 months?
I want to avoid license renewal fees and tenancy contract associated costs since I am anyways planning to leave. Is that possible?
If so, how much time do I have?
Thanks for your advice.
2025/01/06
80

متميز
إجابة أخرى من
3187 3187 إجابات •
عرض الجميعHow can I cancel my current visa immediately without serving notice? 0
Hello,
I got an offer letter from another company. I want the immediate cancellation paper before 20th April.
I don't have time to submit my notice period registration. What should I do?
Please give me the best advice!
2025/04/04
85
During the notice period, is an employee allowed to take sick leave? 0
Hello,
During the notice period, is an employee allowed to take sick leave? If not, can the employer deduct the sick leave from the employee’s end-of-service benefits?
Additionally, what is the legal basis for this? Specifically, which law or ministerial decision governs this matter?
2025/04/04
139
Can I request reopening a civil case if the judgment was in my absence due to sending notices to the wrong address? 0
Lawyers misunderstood my question. Please read carefully and then guide me.
Case Type: Civil Case
Claim amount: 400,000
Paid: 65,000
Reason: Commercial agreement of supply
Emirate: Ajman
This case was registered in 2022. The judgment was in my absence, as notices were sent to the wrong address.
I was sent to jail. I made a down payment, bailed, and paid some more amount as installments. The total paid amount is AED 65000.
Now, again, an arrest warrant is issued as I did not pay the remaining 335,000 of the claim.
According to me, I had to pay only this amount because the executioner made a wrong claim, not as per the genuine claim.
So I want to reopen the case file.
I want the court to reinvestigate and start the case from scratch.
1) How can I make that request?
2) What documents are required?
3) Chances of reopening of case?
4) Cancellation of arrest warrant
Please guide me in detail, as I will do everything myself, as I cannot afford a lawyer right now.
2025/04/04
73
I booked a hotel stay for Eid through a travel agency and it was canceled two days before Eid. What to do? 0
I booked a hotel stay for Eid through a travel agency two weeks before Eid. The travel agency confirmed the booking on payment.
One day before Eid, the agency reached out, saying they had an issue with the supplier/hotel and the booking would be cancelled.
They offered alternative hotels that didn’t match the original property. I suggested some properties, and they couldn’t arrange them, or they asked for further payment, so I didn’t book anything through them.
What are my rights to a refund and compensation, as I had to book other arrangements separately at a significantly higher cost due to the last-minute prices?
It also caused significant emotional distress, less than 24 hours before the holiday. To which authority can a complaint be made in case of an unsatisfactory outcome?
Both the agency and the hotel are in Dubai.
2025/04/04
67
How can I renew my Ejari if the landlord hasn’t signed the new contract? 0
Hi,
I have been here for 3 years now and paid the increased amount (as per the agreement) for the 4th year.
However, the landlord did not send me back the signed contract, although I have both made the payment for the full year via bank transfer and sent my signed contract to him.
I need to renew my Ejari; however, how can I do it without the landlord's signature?
I have all the previous contracts signed by both parties, along with the Ejari for those contracts.
2025/04/14
10
احصل على عروض أسعار من محامين
ابحث عن المحامي المناسب لاحتياجاتك القانونية.
أرسل طلبك واحصل على عدة
عروض تنافسية من
محامين مؤهلين.
أسئلة شائعة
عرض الجميع هل تبحث عن شيء آخر؟
اطلب استشارة من محامٍ