أسئلة وأجوبة
أسئلة وأجوبة
4 متاح 4 • عرض الجميعالتفاوض على متأخرات بطاقة ائتمان مع البنك
10
س: مرحبًا، فقدت عملي منذ عام، ولدي مبالغ مستحقة ببطاقة الائتمان بقيمة 300 ألف درهم إماراتي. تخلفت عن سداد التسعة أشهر الماضية (أتفاوض مباشرة مع البنك). أستطيع سداد بطاقة الائتمان على دفعة واحدة عن طريق صديق لي سيقرضني هذا المبلغ.
ما هو المقدار الذي يمكنني التفاوض عليه لخصمه من مبلغ الـ 300 ألف درهم إماراتي لتسوية الأمر؟ هل يجب علي أيضًا أن أطلب خطاب مخالصة / عدم مسؤولية؟

2017/05/24
10117
الآثار المترتبة على التخلف عن سداد قرض بنكي وبطاقة الائتمان
1
س: سيدى العزيز،
أنا مواطن هندي، وتخلفت عن سداد قروض شخصية وبطاقات ائتمان. لقد فقدت عملي ولم أسدد دفعات الأقساط الشهرية ومستحقات بطاقات الائتمان الخاصة بي.
هل يمكنك مساعدتي في هذا؟ أنا لم أتخلف بصورة متعمدة. أنا في بلدي الآن.

2018/12/08
1311
كيف يمكن تسوية قضية التخلف عن سداد مستحقات بطاقة الائتمان في الإمارات؟

6
س: لدي بطاقة ائتمان غير مسددة تبلغ قيمتها 69 ألف درهم (بما في ذلك الفوائد والرسوم الأخرى) ولم أتمكن من الدفع لأنني فقدت وظيفتي. رفع البنك قضية ضدي في إمارة دبي.
كيف يمكنني التعامل مع هذا الأمر؟ هل يمكن للبنك رفع نفس القضية في الإمارات الأخرى أيضًا؟
يرجى إخباري ما هي قيمة أتعابك مقابل الاستشارة.


2019/09/22
4065
كيف تعرف ما إذا كانت هناك دعوى مرفوعة ضدك؟
1
س: عزيزي المحامي خليفة،
حدث لي موقف غريب يوم السبت 14 يناير وأنا قلق بشأنه بعض الشيء. كنت أوصِّل ضيفين جاءا كسائحين إلى فندق في دبي وركنت سيارتي في منطقة النزول.
كنت أودّعهما لكن سيارة توقفت خلفي وبدأت في إطلاق بوقها. فقد السائق صبره وسد طريقي. جاء ليتحدث معي وحتى أنه صفعني على يدي.
لم أرغب في متابعة المناقشة وحتى أنني اعتذرت (ربما لأنه كان في عجلة من أمره). ومع ذلك، ابتعدت عندما حرك سيارته وقال إنه سيتصل بالشرطة.
أخذ رقم سيارتي ولست متأكدًا مما إذا كان قد رفع دعوى ضدي.
هل هناك أي طريقة للتحقق من ذلك؟ وكم تكلف؟ مع الأخذ في الاعتبار أن الحادث وقع يوم السبت؟
شكرًا على دعمك وتحياتي،

2023/01/18
292
المدونة القانونية
1 متاح 1 • عرض الجميعالعواقب المترتبة على فقدان العمل والتخلف عن الالتزامات المالية 26
إن إدارة الشؤون المالية للفرد أمر بالغ الأهمية، ويجب الأخذ في الاعتبار جميع الأحداث أثناء التقيد بالتزام مالي. سواء كان فقدان الوظيفة هو الذي أدى إلى الإخفاق المالي أو العكس، فيجب أن يكون المرء على دراية بالمسؤولية الشخصية التي لن تتلاشى من خلال دفع الغرامات في قضايا الشيكات المرتجعة. هناك نوعان رئيسيان من المسؤوليات، وهما المسؤولية الجنائية والمسؤولية المدنية. لكل منها أهميته الخاصة، وبالتالي، يجب التعامل مع كلا النوعين تبعًا لذلك.
2019/02/12
18958
قوانين وتشريعات
1 متاح 1 • عرض الجميعFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
1985/12/15
148550

متميز
إجابة أخرى من
لا توجد إجابات
عرض الجميعI sent the landlord a notice to renew the lease 90 days earlier as per the contract. Can I change my mind if he didn't respond? 0
I live in Dubai and I have a one-year rental contract with my landlord. According to the agreement, I must tell the landlord at least 90 days before the contract ends whether I want to renew it or leave.
I followed the rule and sent them an email before the 90-day deadline, saying that I want to renew. They replied and said okay, and they asked me to send the new contract so they could sign it.
I prepared the new contract (with the rent price fixed according to RERA rules) and sent it to them about two weeks ago. But since then, they haven’t replied or signed the contract.
I think maybe they are waiting to see if someone else will offer more money to rent the apartment, so they are delaying their response.
Now I am wondering: if they finally send back the signed contract after a long delay—let’s say in one more week—and by that time I’ve changed my mind (for example, I found a better apartment or I’m leaving the country), am I legally required to continue with this landlord?
2025/05/05
17
Can the debtor file a bounced cheque case against a car loan I took if it is a guarantee cheque? 0
Hello,
I'm from the Philippines, working here for 15 years. I have a big problem, and they have repeatedly given me a case of a cheque worth AED 73,000 for almost 9 years.
Recently, they filed a case again after knowing that my case was done last October. This cheque is a guarantee cheque only for my 5-year monthly car installments.
I paid for almost 2 years and have 3 years left to be paid, but I gave the person who guaranteed my car a cheque worth AED 73,000 at that time.
I don't have enough requirements to get the 5-year monthly installment car, so I asked someone to help me, but my biggest mistake is that I don't have any agreement for this cheque because I totally trust him as my family.
After delaying payment for 2 months because I went on vacation and came back, he asked me to visit their shop. When I went, they just called me and told me to get his things.
2025/05/05
7
Can I join another company during my probation period? 0
Can I join another company during my probation period?
And what difficulties will I face during that transfer process?
2025/05/05
2
Can I delay cheque enforcement if I’m abroad after the 7-day notice period? 0
Hello,
After the 7-day notice period in a cheque execution case, how long do I have to file for enforcement?
Is it acceptable to wait and file after one month as I’m out of the country?
2025/05/05
20
How to claim compensation after receiving a court judgment in my favor for a car accident? 0
Good day,
I need help, please. I was involved in an accident. I was run over by a car and I was not the guilty party.
Now, I have received the judgment order from the court.
How do I submit it to claim my compensation from the guilty party?
Thank you!
2025/05/02
42

متميز
إجابة أخرى من
لا توجد إجابات
عرض الجميعMy wife got her maternity leave after she gave birth prematurely. Can her company pay her only half a salary? 0
My wife was pregnant and gave birth in the first week of her seventh month.
The company she works for refused to give her leave when she requested it before giving birth, claiming that work required it and that she was still in her sixth month.
Now the company she works for is refusing to pay her full salary and is offering to pay only half her salary.
Do they have the right to do this?
What are my wife's rights with the company she works for, and how can we demand them?
2025/05/05
9
My husband sold the house we bought jointlyand took a cheque plus 1-year instalments from me. What can I do? 0
Hi,
I am a non-Muslim indian expatriate, residing in Dubai since 2015. The first 5 years, I was on a working visa, and after the delivery of my first baby, I left my job and became dependent on my husband.
In 2018, we bought a house together where I invested AED 2 hundred thousand from my income (I have proof in the form of a cheque). I also paid AED 3300 monthly installment for 1 year, for a personal loan taken out for the house.
But in spite of my resistance, my husband tactfully put the house in his name, so the title deed was in his name. In 2024, when my kids and I were in India for vacation, he cancelled our visas and residency. He also filed for a divorce in India.
The divorce is not yet finalised, and we are still married. Since August 2024, he hasn't let me access my house in Dubai, so I filed a case, which eventually went in my favor in January 2025.
Since I used to travel on a visit visa, I left for India and returned in March, to find out that my husband had already sold the house. The new owner is residing there.
What can I do now?
Help!
2025/05/01
24
Can the employer force the housmaid to work for unlimited hours without rest? 0
Hi
I'm a nanny, and at the same time, I work as a housemaid (khadama) here in the house. I work, but as I know, the nannies and housemaids have different rights, and my employer doesn't give me rest.
My work starts at 7:30 am and then finishes at 10 pm or less. It depends on whether the baby is asleep or what time they will take on me if not yet asleep. Is this right?
Also, at the time of eating, I'm still working because the baby is with me, so I just let her sit in her chair. That's how I eat.
Please answer me. I want to know my rights.
Because if I can leave during the 6-month probation, I want to take it if the employer is this kind. I don't know.
They are also expats, but they don't follow the rules of the UAE regarding a housemaid.
2025/05/01
30
My previous organization has not yet released EOSB because I contacted a client. Is this legal? 0
I recently joined a new organization in the Hamriyah Free Zone, and my previous organization has not released my end-of-service benefits.
The HR has instructed the finance team not to do so because I had contacted one of their clients.
In my DMCC contract, there is no Non-Compete clause, but the offer letter has one, and now they are not releasing the end-of-service.
Is this legal? What are my rights?
2025/04/30
22
Can I renew my trade license and visa if I have multiple cheque execution cases filed against me? 0
Hello,
I have multiple cheque execution cases filed against me due to financial strains last year.
My trade license and visa will expire next month, along with my Emirates ID.
Is it possible for me to renew my license and visa along with EID prior to settling the execution cases?
The trade license and visa were issued by the free zone authority.
I look forward to your response.
Thanks.
2025/05/01
53
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