Questions & Answers

Q: Hi, I was living in the same house with my husband in a separate room. Last year I sent him a legal notice for divorce and he did not reply. Recently I met someone online who looks like he could be my future partner. My question is: 1. Is it considered illegal to chat with someone online? 2. My daughter (16 years now) is against me for chatting with his person, does she decide on her custody? 3. My hubby is claiming the jewelry and gifts that he gave to me and my family.

Staying in Dubai despite being declared medically unfit for an employment visa

Q: Dear Sir/Madam, This is the first time I have received my employment visa. However, after the medical examination, I was declared medically unfit. Could you please advise me on what to do next so that I don`t have to leave Dubai and can stay here? Is it possible for me to undergo treatment and obtain a medical fitness certificate, which would enable me to apply for a visa again?

A company delayed my visa, can I leave without notice period?

Q: Dear Sir/Madam, I joined a company in Abu Dhabi during the first week of February. My offer letter states that if I wish to leave before one month, no salary will be given, and if I leave within six months, one month`s salary will be deducted. However, the company has not yet started to process my visa, and it has been two months. Can you please advise if I can leave the company immediately without serving the notice period?

Can companies deduct deportation ticket costs from salary?

Q: Dear Sir/Madam, My brother is getting deported on Monday due to ill health. He worked for the company for two and a half months. Usually, as far as I know, the company should pay for the ticket, but his company is deducting it from his salary. Can you please help me understand these deportation rules?

I received a legal notice from my creditor. How can I make a settlement to pay?

Q: I received a legal notice as I owed money to a friend. During corona, and for the last 2 years, I don`t have a stable job, not receiving a salary on time. I told my friend that I cannot commit to that time. However, recently in the last 2 months, I got a job and I explicitly told her to allow me to start next month. I replied to the legal firm confirming I received the notice and also send them proof that I don`t have the capability of paying that on time. I am in the right way of responding to the legal firm and sending all proof of my income. I even have open communication with her. I never blocked her and I have the intention to pay. I should have left the UAE and disappeared. I requested for amicable settlement as they requested to pay back the money (AED 25K) in 5 days, that`s the reason I explained and attached a financial statement to prove that I am not receiving a fixed but a late salary from my previous company. Seeking your advice.

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How can I negotiate with the bank regarding credit card if I lost my job?

Q: Hi, Please advise the below issue with the bank. I lost my job last 2018, and due to this, I`m not able to pay my monthly dues to the bank. I visited the bank to discuss that I have insurance for my credit card. But the bank denied that insurance and said to me that I should apply for that insurance after my company finishes my work contract. It takes me 3 months before I visit the bank to apply for the insurance. The bank sued me in a civil case. I paid the amount to the police. But the bank still forces me to pay the pending amount. I manage to pay per month since Sept 2019 and until Dec 2022. Again I lost my work last Dec 2022. I`m not able to pay now the monthly dues that the bank required. Kindly help and advise, please.

Does bank insurance cover defaulted debts?

Q: Dear Sir/Madam, I heard that banks have insurance for each personal loan and credit card debt they lend. How does this help my case if I have defaulted and am now going to face legal action?

Dismissal of embezzling partner in civil partnership: What is the process?

Q: Dear Sir/Madam, I am a partner in a civil partnership, holding 33%, while the others hold 33% and 34% respectively. We want to dismiss one of the partners as we have discovered that she has been embezzling accounts, treating staff unfairly, and withholding financial records. What is the process to dismiss this person if she is not willing to resign? Myself and one of the partners with 34% ownership are in agreement about the dismissal of the third partner.

What to do when facing a travel ban in Dubai for check execution?

Q: Hi Ms. Wala, I received a notification from the Dubai Court stating that a travel ban has been issued under my name due to a check execution. Could you please let me know what the next step is regarding this matter? Thank you!

What happens if you get arrested after receiving an international transfer of funds?

Q: My friend has been arrested by Sharjah CID for funds received from an international transfer which he has no knowledge of how he received. He has been in jail for the past 2 weeks. Even police asked 2 of his office workers to visit and visited their residence and took the laptops and other documents. Then they took hold of passports and other items they collect during the raid of these guys and let them go. What will happen next? How does he proceed? Kindly help us to get some knowledge about this.

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Can I transit GCC countries if I left the UAE with unpaid loans?

Q: Hi, Due to losing my job and the financial crisis, I left the UAE after 2016 and was having an unpaid credit card and loan. I tried to negotiate with bank to waiver the interest. I strongly believe that the bank might have filed a case. Now I`m travelling to the UK for a new job to clear my debts. Can I transit through any GCC country other than UAE?

Faulty used car purchase and uncooperative seller. What to do?

Q: Dear Sir/Madam, I bought a car from a seller 10 days ago. They texted me on WhatsApp saying that the car was in good condition and didn`t require any work. They only mentioned a minor accident. However, I cannot drive the car now because the number plate was canceled during the vehicle transfer process. When I asked about the vehicle`s slow acceleration, they told me these cars are usually like that. Ten days after the name transfer, I noticed a coolant leak and went to a repair shop. The repair shop informed me of a mix-up between the coolant and the transmission oil. They advised me to take the car to a service center. However, when I went there, they informed me that they had given a quotation of 47,000 AED in December for the same issue but it was not attended to. Due to this issue, I have held the cheque from the bank to the seller and asked them to take the car back. However, they are not taking responsibility and are asking me to release the amount from the bank and get the repairs done from outside.

How to get the property handed over after long delay and bankruptcy of the developer?

Q: The developer failed to deliver the unit as per the SPA and is currently in bankruptcy proceedings. The completion is delayed for many years but the unit should be handed over shortly by the Trustee. Could you please guide us on a strategy for the investors to get compensation for the delay? We appreciate your assistance.

هل هناك تبعات على إجراء عقد عمل صوري مع شركة قائمة بدون استلام راتب؟

س: السلام عليكم ورحمة الله وبركاته، السادة الأعزاء المحترمين، في القانون الإماراتي وعلى الأراضي الإماراتية ما حكم العقد الصوري في هذه الحالة: مقيم عاطل عن العمل أعزب يبرم عقد صوري بمسمى وظيفي مزيف وراتب مرتفع جداً لكي يتمكن من كفالة أهله من الدرجة الأولى والثانية؟ هل يمكن غض الطرف عن هذه الفعلة؟ أم هل ستتم محاسبة هذا الشخص بسبب انتقاله المفاجئ من البطالة إلى الراتب المرتفع؟ وما النتائج المترتبة على اكتشاف العقد الصوري؟ هل سيتم إلغاء كفالة الأهل؟ هل سيتم تغريمهم؟ ترحيلهم؟ وماذا عن الشخص نفسه هل يمكن زجه في السجن؟ لا قدر الله أرجو الحصول على إجابة واضحة وشافية وشكراً لكم جزيل الشكر.

The right time to resign for joining another job after receiving a job offer

Q: Dear Sir/Madam, I work for a huge MNC in India and have received a job offer from a Dubai-based company. I need to know at what point in the process I should resign from my current company in India. Should I resign after receiving the offer letter, after signing the contract, or after procuring the work permit? Please advise!

Can I return to UAE with 5 pending credit card payments from 2016?

Is it fine to chat with another man if I am separate from my husband?