Q: My friend left the UAE for family emergency reasons and had a loan debt remaining to the bank. the loan is with a collection agency which is requesting a large sum or they will pursue legal action in the US… A: A civil case can be filed. They can file a case in the USA and recover the amount…

Regarding your questions, it is the bank's discretion to accept what your friend offers. Normally, a civil case can be filed in a place where the defendant stays. So if your friend is now in the USA, they can file a case in the USA and recover the amount. But if the agreement clearly states any other jurisdiction, it will be difficult to sustain such a case in the USA. Regards, AlBanna Advocates

Loan repayment to avoid legal action in home country

Questions & Answers

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