فتح قضية مدنية بشيك مرتجع بسبب عدم سداد قرض شخصي

Dear Questioner,

Thanks for contacting online.

The bank has got the right to move a criminal as well as a civil case against you for the bounced cheque.

In the criminal case, they cannot recover the amount due to them from you. So the civil case is filed to recover the amount.

In that case, you can appear directly or through a lawyer and produce the documents to prove your previous payments and the balance pending so that the judge will decide on the case accordingly and both parties are at liberty to move an appeal if the judgment seems to be against them.

Please feel free to contact me at 0556635526 or WhatsApp me at 0508575526 if you need any further explanation or clarification.

Regards,

Anitha Rajeev