Questions & Answers
Filing a civil case against the debtor after payment of loan
A civil case and a travel ban were filed against me by a loan shark. I already paid the capital amount of AED 8,000 plus another AED 8,720 interest (For a total of AED 16,720.00).
But he deposited my cheque and bounced for AED 17,000 as he is still claiming for additional interest caused by the delay of payments I made. I have all the receipts kept with me as proofs that I made the payment deposits to his bank account.
Please advise how to proceed with this civil case and lift the travel ban. There is no hearing scheduled and no warrant of arrest yet.
Thank you.
Dear Questioner,
I am not sure in which emirate the cases have been filed. I assume the same is in Dubai.
The court will notify you once the hearing date is confirmed. You may appoint a lawyer or represent your self in the Court.
On the first hearing, you may request the court have the copy of memo they submitted and ask some time file response.
The court will provide a copy of the same. In the next hearing, you will have to file a defence against the claims raised by the bank.
Based on the averments and the documentary evidence, the court will reach a decision.
Regarding the criminal case, you may pay the fine raised against you or else you can request the same to be transferred to the Public Prosecution to file your defence.
Please feel free to contact me if you need any assistance, guidance or information while dealing with the above.
Thank you.
Regards,
Rajasree Ravivarma
0544461746
