Questions & Answers
Questions & Answers
5 available 5 • View allRisk of being arrested on airport for defaulting on loan instalments
2
Q: I didn't pay my loan for six months because I was pregnant and on unpaid leave. I still have my job in Dubai where my leave ends soon and I need to come back to work.
Will they arrest me at the airport?

Nov 2, 2017
2921
Criminal and civil cases for defaulting on a bank loan
28
Q: Hi.
I would like to ask a question.
I had a bank loan in 2013, and due to crises, I lost my job in 2015 and couldn't continue my loan instalments.
But now, I got a job in Dubai, and before coming to Dubai I spoke to the bank from my home country to remove police case and allow me to come to Dubai. The outstanding amount was AED 68K.
The bank gave me a release letter with the help of Central Bank on the condition that I will continue my loan instalments, but my salary is not that big to be able to continue.
So now the bank is telling me they will make a travel ban and civil case against me.
My question is if bank files a case and I pay a fine in court against the cheque bounce, will the central bank or local bank still make another case or travel ban?
Please help me and give your advice.
Thank you

May 2, 2018
31843
Payment of the full credit card dues after paying the fine
3
Q: Dear Sir,
I have a credit card cheque bounce case of AED 57,000. I've already paid the fine of AED 2020 in the police station but the bank is still calling me a for the payment of AED 57,000.
They told me they're filing a civil case against me. Please tell me about the further procedure if they file a civil case, and if there is any travel ban or any other fine on me.

Aug 21, 2018
5205
Unpaid car loan and possibility to return to the UAE
8
Q: I had taken a car loan from a finance company and couldn't pay back completely.
However, a case was filed and I paid the fine given by Dubai Courts in July 2017 and left the country in December 2017.
My car has been impounded for not renewing the license.
Can I come back to Dubai? Will there be an issue?

May 21, 2019
6292
How to make loan settlement with the bank to avoid a civil case

0
Q: Dear Legaladvice Me,
I have a personal loan of 28k and accrued to almost 50k currently that was not paid for almost 2 years now. The bank has already bounced the cheque and fine has been paid.
In relation to this, I have questions
Will the civil case likely happen? Is it better to wait for the civil case or negotiate with the bank as I believe it is still can be negotiated through court?
I have been trying to ask for a discount but the bank is not refusing to.
Looking forward to your advice.


Feb 7, 2021
967
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148364

Other answers by
110 110 answers •
View allLiability of daughter against the debts of her father 0
To whom this may concern,
I returned back to Australia after 10 years in Abu Dhabi in 2015. As I turn 18 this year in November, I plan on visiting friends who are in the UAE for about a month.
I would like to travel with them around the country freely without any prosecution from local officials.
My father had to leave the UAE in 2016 for health reasons and has unpaid debts in the UAE, Abu Dhabi specifically.
I would like to know and have it in writing if I would be able to travel freely to the UAE at the end of the year and that I am not liable for my parents' debts/problems as I have no legal responsibilities for their actions.
Kind regards.
Jan 31, 2019
1399
Bounced cheque case for a loan after paying the fine 0
Hi
I have got a call from Dubai Police last week regarding my cheque bounce which I issued to the bank due to default on loan payment on time.
I paid a visit & they referred me to the prosecution & I got fine which I already paid and got clearance.
I want to know if the bank can still file a case against me & I still need to contact the bank for settlement or case clearance.
I am getting too many calls even after that, and the debt collector is actually harassing with the worst behaviour & back to back calls which actually ruined my personal life and put me in depression with high bp.
Thank you
Dec 31, 2018
2472
Repercussions of defaulting on a bank loan and credit card 0
Dear Sir,
I am an Indian national, and I defaulted on a personal loan & credit card payments. I lost my Job and I didn't pay my EMI and credit card payments.
I am seeking help from you, could you help me with this? I am not a willful defaulter. Now, I am In my home country.
Dec 8, 2018
1264
The right action for delaying the delivery of a purchased property 0
I have invested in a villa and it's been 19 months that my villa is still not ready and I haven't got the possession or either copy of the contract which I have signed with them.
How can you help in this regard?
Nov 26, 2018
575
Claiming refund from a cancelled real estate project 0
I want to claim for refund on a cancelled project for a property in Dubai. Is it possible?
Nov 20, 2018
3138
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