Q: Dear Sir, I have a loan from Dubai Islamic Bank. I paid only 6 instalments and the company terminated me due to medical unfitness after I had a heart surgery. Please advise me what to do.

Q: Hello. I owe a bank here in the UAE a credit card debt amount. Due to circumstances (losing my main source of income, having other financial burdens, including monthly medical bills for cancer treatment & medications etc., and  I don't have health insurance), I haven't been able to pay back on time since over a year ago. Hence, that amount has since accumulated from a small figure to a relatively big one (currently at around AED 70,000). I have received an email recently from some "credit collection" agency, saying that if I don't pay back next month, they'll put a travel ban on me and file a civil case. However, it is impossible for me to pay this amount at this time. I am currently making "some" income (not as close as I used to before, but still), and have the intention to resolve this issue. Is there any way to reach a settlement with the bank (maybe to waive part of the amount or the interest), break down the monthly installments to smaller amounts, or any other solution you would suggest? Many thanks.

Q: Hello, My wife resigned while pregnant and was unable to work during the notice period due to complications related to the pregnancy. The employer is enforcing the penalty to her gratuity because of sick days during the notice period. All work-related duties, handover, were completed and the employer was fully aware of the situation with the pregnancy. Can the employer impose the penalty?

Q: Hi How do we implead a new party on the defendant side?

Q: Civil case execution for payment of debt is there. The parties almost doubled the actual amount. 1. What if the person is unable to make the payment? What is the jail term and is it common for both cases? 2. The person is 65 years old. Is there any relief based on the age factor?

Q: Dear Legal Advice, I got redundant from work last June 2023. Until now, I have been unable to secure a job and I was diagnosed with breast cancer last Nov 2023. I asked my previous company to hold my visa and insurance cancellation because I need the insurance for my tests, procedures, and treatments like chemotherapy and radiotherapy sessions. But I have a bank loan and the bank called me and my previous company pressuring us to release the gratuity to the bank because I have 4 months overdue installments. The bank is threatening the company that it will cause an issue because there is no salary reflected in my account; they are forcing them to cancel my visa and release the gratuity. The bank is forcing me to send an email to my company to release my gratuity. If I do this, I will have no visa and insurance, my chemo sessions will be stopped, and my health will be at risk. What should I do? Does the bank have the right to force me and my company? Please I need your wise advice. Thank you.

The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.