Is it legal to give a 10% deposit cheque to an agent before signing Form F?

Dear Questioner,

1. It is not recommended to hand over a physical deposit cheque to the agent before signing Form F.

This is because the Form F is a legally binding document that outlines the terms and conditions of the sale, including the deposit amount and how it will be handled.

If you give the cheque before signing the Form F, you may not have any legal protection if the owner changes their mind or if there is a dispute. It is best to wait until the Form F is signed before handing over any deposit.

2. It is important to verify the ownership of the property before making any payments or signing any contracts.

If the DLD website shows that the records are not found, it is best to insist on updating the details to ensure that the property is legally owned by the seller.

This will help protect your rights as a buyer and ensure that the transaction is legitimate. You can also request a copy of the title deed from the seller or the agent to verify the ownership.

Greetings,

You must sign Form F first to preserve your rights.

For further inquiries about your topic, you can visit our office or contact us via phone, WhatsApp, or email.

Dear Questioner,

Thank you for reaching out with your questions regarding your upcoming property purchase in Dubai. Let me address each of your concerns:

- Deposit Cheque Before Signing Form F:

It is indeed legal to provide a deposit cheque; however, doing so before signing Form F (the Sale and Purchase Agreement) can expose you to risks.

The note about the cheque being non-transferable without consent from both parties means that your ability to retrieve the cheque is restricted unless both parties agree, or a judicial order is issued.

If you change your mind before signing Form F, getting the cheque back may not be straightforward, and your rights could be compromised, especially if the seller decides not to proceed.

I strongly advise that you only hand over the cheque once all parties have signed Form F, thereby protecting your interests.

- Title Deed Verification:

It is crucial that the title deed is up-to-date and can be verified on the Dubai Land Department (DLD) website.

The agent’s explanation that the owner hasn't updated their details could be valid, but it does raise concerns.

You should insist on having the owner update their details with the DLD before proceeding. This step ensures that the ownership is correctly reflected in official records, giving you peace of mind and confirming the legitimacy of the sale.

These steps are critical in safeguarding your investment. If you would like more detailed guidance or assistance with the legal aspects of your purchase, I would be happy to help.

Feel free to reach out to me via WhatsApp or phone at [-------] to discuss further.

Dear Questioner,

You can issue a check at any time, and if the check is related to the agreement as a guarantee, it is better to state the agreement or include a written clause from the agreement on the check if it is issued as proof of the guarantee.

Hello,

As per your query, please note that you might not give a copy of the cheque. Also, we need to check the mode of payment (whether it’s a mortgage or cash).

If the title is not available, it means the property payment is still due and has not been handed over to the owner.

Please be careful before purchasing the property. For more information, please contact us via phone, WhatsApp, or email.