Questions & Answers
Questions & Answers
3 available 3 • View allCan the bank freeze the EOSB upon resignation?
1
Q: Hello,
As I have resigned from my job, my last salary was marked and has been put on hold by the bank due to a salary loan.
My question is, can the bank call my employer regarding my end of service payment?

Jun 25, 2019
1910
The right of the bank to freeze account and EOSB against a loan
0
Q: The bank had held my account 20 days in advance of my EOSB After I got my new visa and salary letter within the UAE.
The bank had unfrozen the account but blocked the full amount of EOSB and asked me to provide a confirmation letter, which I feel is totally wrong.
My loan amount is even half of my EOSB. Can I approach the banking court of the UAE about freezing the account and holding my EOSB?

Jan 29, 2019
3904
Taking action against a bank for freezing the EOSB without consent

1
Q: Good morning,
I work for the MOE. I changed the emirate and they paid out my End of Service Benefit.
My salary is still the same and I am still employed by the MOE. My bank put a freeze on my EOSB and subsequently used it to pay down my loan and credit card.
Their reason was that my debt ratio was too high. I did not give them permission to do that but they did it anyway. I have never been late in paying them and I have been a customer since 2016.
My question is, can the bank legally do that?
Do I have to file a case against them?
Also, how to stop the bank from taking my entire salary to pay down their debt if they can take my EOSB even though I am still working with the same company; with the same salary being deposited into the bank?
Please advise!


Mar 21, 2020
2905
Laws & Regulations
2 available 2 • View allFederal Law No. (8) of 1980 Concerning the Regulation of Labor Relations 53
The provisions of this Law, known as "UAE Labour Law", govern the relationship between employers and employees and other labour matters in the United Arab Emirates. There are special labour related regulations applicable in some of the free zones in the UAE.
Apr 20, 1980
103789
Federal Decree-Law No. (33) of 2021 On the Regulation of Labor Relations 34
The provisions of this Decree-Law, known as "New UAE Labor Law", govern labour relations in the private sector of the United Arab Emirates. The New Labor Law repeals the previous UAE Labor Law (Federal Law No. (8) of 1980).
Sep 20, 2021
27117

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